See the results of our 2022 Personal Finance Study!
Income is a significant consideration when creating a spending plan.
In order to avoid slipping into debt, our income needs to exceed our expenses. If you find yourself spending more than you take in, it may be time to cut expenses or look for a way to make more money.
It’s important to set aside a portion of your income every paycheck to build savings. Building savings can prevent us from needing to borrow money for an emergency expense.