skip to main content
Back To Opploans


Income is a significant consideration when creating a spending plan.

In order to avoid slipping into debt, our income needs to exceed our expenses. If you find yourself spending more than you take in, it may be time to cut expenses or look for a way to make more money.

It’s important to set aside a portion of your income every paycheck to build savings. Building savings can prevent us from needing to borrow money for an emergency expense.

The information contained herein is provided for free and is to be used for educational and informational purposes only. We are not a credit repair organization as defined under federal or state law and we do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit. Articles provided in connection with this blog are general in nature, provided for informational purposes only and are not a substitute for individualized professional advice. We make no representation that we will improve or attempt to improve your credit record, history, or rating through the use of the resources provided through the OppLoans blog.

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.