What’s the Quickest Way to Fix Bad Credit?

In order to find the best—or the fastest—way to fix your credit score, you'll have to reckon with why your score is bad in the first place.

Posted on: September 27, 2018


What Happens When You Can’t Pay Back Your Personal Loan

If you default on your personal loan, you're going to enter a world of debt collectors and garnished wages. Instead, try talking to your lender first.

Posted on: September 27, 2018


The 5 Ways a Personal Loan Can Affect Your Credit Score

Certain parts of borrowing a personal loan can raise your score, other parts will lower. But if you borrow responsibly, your score will turn out just fine.

Posted on: September 20, 2018


Found Yourself On The ChexSystems Blacklist? Here’s What You Can Do

A poor score from ChexSystems will affect your ability to open up a checking account. Here are some steps you can take to fix your score, plus a helpful alternative to traditional checking.

Posted on: September 13, 2018


Does Your Credit Score Show up on a Background Check?

Background checks can return all sorts of information about your past (and present) that you'd rather keep secret. But will it return your credit score?

Posted on: September 12, 2018


How to Shop for Electronics With Bad Credit

Your best bet is to skip making this purchase altogether, but some savvy deal searching or shopping refurbished could also work.

Posted on: September 10, 2018


Can a Payday Lender Garnish Your Wages?

If you fail to pay back a payday loan, having your wages garnished by a court judgment is certainly a possibility.

Posted on: August 21, 2018


No Credit Card? Here Are 6 Ways You Can Still Fix Your Credit Score

Strategies include becoming an authorized user on someone else's account, getting a cosigner, paying down your outstanding debts and more!

Posted on: August 13, 2018


What Exactly Is A “Bad” Credit Score?

There's no single definition as to what makes a "bad" credit score—but we can provide some handy signposts to help you decide whether your credit's in trouble.  

Posted on: August 09, 2018


How Bad Credit Can Affect Your Kids’ Future

We have some bad news: Your bad credit won't only affect your own future. It can also impact your kids. Now here's the good news: There are actions you can take today to help.

Posted on: August 07, 2018