If you default on your personal loan, you're going to enter a world of debt collectors and garnished wages. Instead, try talking to your lender first.
Posted on: September 27, 2018
Certain parts of borrowing a personal loan can raise your score, other parts will lower. But if you borrow responsibly, your score will turn out just fine.
Posted on: September 20, 2018
A poor score from ChexSystems will affect your ability to open up a checking account. Here are some steps you can take to fix your score, plus a helpful alternative to traditional checking.
Posted on: September 13, 2018
Background checks can return all sorts of information about your past (and present) that you'd rather keep secret. But will it return your credit score?
Posted on: September 12, 2018
Your best bet is to skip making this purchase altogether, but some savvy deal searching or shopping refurbished could also work.
Posted on: September 10, 2018
If you fail to pay back a payday loan, having your wages garnished by a court judgment is certainly a possibility.
Posted on: August 21, 2018
Strategies include becoming an authorized user on someone else's account, getting a cosigner, paying down your outstanding debts and more!
Posted on: August 13, 2018
There's no single definition as to what makes a "bad" credit score—but we can provide some handy signposts to help you decide whether your credit's in trouble.
Posted on: August 09, 2018
We have some bad news: Your bad credit won't only affect your own future. It can also impact your kids. Now here's the good news: There are actions you can take today to help.
Posted on: August 07, 2018
Turns out your credit history is a pretty good indicator of how many claims you'll file.
Posted on: August 03, 2018