Can Debt Consolidation Hurt Your Credit?

Whether you take out a debt consolidation loan or opt for a debt management plan, making your payments on time will be key. 

Posted on: May 29, 2018


Pre-Employment Credit Checks: What are They and What’s On Them?

Employers can and do run pre-employment credit checks as a part of your application process, but they need your permission to do so.

Posted on: May 25, 2018


“How is Your Credit Score Doing?” by Your Mother

Are you taking care of your credit score? And remember, I'm your mother, so I can always tell when you're lying.

Posted on: May 23, 2018


How to Avoid the High Interest Rates on Bad Credit Loans

So you need a personal loan but you've got bad credit. You've heard that will mean higher interest rates, but is that always the case? And is there a way to find a lender who can actually help you improve your credit? You bet there is. Here are the details.

Posted on: May 21, 2018


Loan Scams: 6 Warning Signs You Need to Know

Guaranteed approval, fee-based help for your federal student loans, and upfront payment should all set off alarm bells.

Posted on: May 18, 2018


How to Finance a Phone with Bad Credit

Bad credit means everything costs more, even cell phones. So what are your options?

Posted on: May 17, 2018


Looking for a Credit Repair Company? Here are 4 Red Flags to Avoid Getting Scammed.

Do your research, don't pay anyone up front, and take lots of notes.

Posted on: May 17, 2018


For People with Bad Credit, China’s “Social Credit” Scores Sound Like an Actual Nightmare

Everything from volunteering in your community to running a stop sign—or criticizing the government on social media—affects these "social" scores.

Posted on: May 16, 2018


When You Get a Cash Advance, Do They Check Your Credit Score?

Neither credit card cash advances nor cash advance loans require a credit check. But that doesn't mean they can't affect your credit score.

Posted on: May 15, 2018


Bad Credit Repair: When to Close a Credit Card and When to Keep It Open

Closing a credit card will negatively impact your score, but not for the reason you think.

Posted on: May 11, 2018