Credit Bureau Files: The Truth is Out There

Do you know every detail of your credit history? The credit bureaus do. But don’t panic, credit bureaus don’t just collect the bad, but also your positive credit history too. Here’s what you need to know…

Posted on: February 04, 2016


5 Easy-to-Avoid Credit Card Mistakes

Credit is great, until it isn’t. Here are 5 common (and easy-to-avoid) credit mistakes people make every day.

Posted on: January 28, 2016


By the Numbers: Your FICO Credit Score

So you’ve learned your three digit FICO credit score. Mazel tov! Now learn what you can do with it…

Posted on: January 25, 2016


What is a FICO Score, Anyway?

You’ve got one. And your bank, employer and creditors know what it is. But do you?

Posted on: January 20, 2016


What It Really Means to Cosign a Loan

If you wouldn't be comfortable taking out a given loan for yourself, then you'll want to think twice about cosigning that loan for someone else.

Posted on: September 28, 2018


Rising Bankruptcy Rates Are Threatening America’s Seniors

A new study has found that bankruptcy rates for Americans 65 and older have grown fivefold since 1991—and indicates that a fraying social safety net is to blame.

Posted on: August 08, 2018


Could You REALLY Pay Off a 3-Month Payday Loan in 3 Months?

Sure, a longer payday loan means more time to pay the loan off, but it also means higher costs—with no additional benefits.

Posted on: May 04, 2018


Are Balance Transfers a Good Way to Pay Down Debt?

If you can score a good promotional offer, a balance transfer could help supercharge your debt repayment—but it's not risk-free.

Posted on: March 29, 2018



Cash Advance or a Late Bill? What’s Worse?

The best way to avoid choosing between a late bill and a predatory cash advance loan is to be prepared ahead of time.

Posted on: March 06, 2018