How Long Does Bad Credit Last?

Improving your bad credit isn't something you can achieve overnight. It will likely take years before your credit score fully recovers.

Posted on: June 20, 2019


What Is a Credit Report and How Does It Work?

Credit reports track your history as a user of credit over the past seven to 10 years—and they're the documents used to create your credit score.

Posted on: June 19, 2019


Why Do (Some) Credit Checks Lower Your Score?

There are two different types of credit inquiries: One type will affect your credit score, while the other won't affect it at all. Why is that?

Posted on: June 12, 2019


How Long Does Information Stay on Your Credit Report?

While almost all information stays on your report for seven years, most of it will stop affecting your score sometime before that.

Posted on: June 05, 2019


How Long Does It Take to Go from Bad Credit to Good Credit?

Improving your credit is a marathon, not a sprint. But just how long it will take you to fix your score could depend on why it was so lousy in the first place.

Posted on: June 04, 2019


Should You Use a No Credit Check Loan to Pay for Medical Bills?

If you're short on emergency savings and facing an expensive medical bill, there are better ways to cover it than taking out a short-term, high-interest no credit check loan.

Posted on: May 30, 2019


5 Tips for Finding the Right Bad Credit Loan

The smarter you are when looking for a bad credit loan, the better positioned you'll be to find the loan that works best for you.

Posted on: May 29, 2019


No Credit? Here Are 3 Ways to Start Building Some

In order to have good credit, you need to build up a positive credit history. For some people, that means starting from scratch.

Posted on: May 28, 2019


6 Scary Facts about Bad Credit Scores

If you need some motivation to start fixing a lousy credit score, then these six terrifying facts should help scare you into action.

Posted on: May 24, 2019


What Happens When Someone Checks Your Credit?

What happens during a credit check depends on what kind of check is being run—and who's doing the checking.

Posted on: May 22, 2019