10 Ways That Bad Credit Can Mess up Your Life

If you thought that a bad credit score only affected your ability to get qualified for personal loans and credit cards—think again.

Posted on: May 21, 2019


What Is a Hard Credit Check?

Hard credit inquiries occur when you are applying for new credit and can only be run with your express permission. 

Posted on: May 17, 2019


5 Tips to Help You Rebuild a Bad Credit Score

When it comes to fixing bad credit, there are no overnight solutions. More than anything else, you're going to have to learn to be patient.

Posted on: May 16, 2019


Do You Have Bad Credit and Need a Loan? Here Are 4 Options

Finding the right bad credit loan means doing your research, understanding the pros and cons of each product, and finding the loan that works best for you.

Posted on: May 15, 2019


What is a Soft Credit Check?

Unlike hard credit inquiries, a soft inquiry made on your credit won't show up on your credit report and isn't reflected in your FICO score!

Posted on: May 10, 2019


Have Bad Credit? Here Are Two Things You Should Do

There are five factors that make up your credit score, but two of them are responsible for a whopping 65 percent all by themselves.

Posted on: May 08, 2019


The Pros and Cons of No Credit Check Loans

Taking out a loan with no credit check means taking on some fairly sizeable risks. Make sure you're informed before you borrow one!

Posted on: May 06, 2019


Can Renting a Car Affect Your Credit?

Has anyone ever told you that you should always use a credit card to rent a car instead of a debit card? Your credit score is one of the reasons why.

Posted on: May 03, 2019


What Is Your Debt-to-Income Ratio?

If you're applying for a mortgage loan, an auto loan, or even just a regular personal loan, lenders will be looking at your DTI to see whether or not you can afford it.

Posted on: May 03, 2019


5 Benefits of Soft Credit Check Loans

With a soft credit check loan, you're likely to see lower rates than you would with a no credit check loan—and it might even help your credit score!

Posted on: April 30, 2019