How are Soft Credit Checks Different From Hard Checks?

There are several differences between soft and hard credit checks, including when they can be run, how much info they return, and whether they affect your credit score.

Posted on: May 31, 2018


Can Debt Consolidation Hurt Your Credit?

Whether you take out a debt consolidation loan or opt for a debt management plan, making your payments on time will be key. 

Posted on: May 29, 2018


How to Finance a Phone with Bad Credit

Bad credit means everything costs more, even cell phones. So what are your options?

Posted on: May 17, 2018


Looking for a Credit Repair Company? Here are 4 Red Flags to Avoid Getting Scammed.

Do your research, don't pay anyone up front, and take lots of notes.

Posted on: May 17, 2018


When You Get a Cash Advance, Do They Check Your Credit Score?

Neither credit card cash advances nor cash advance loans require a credit check. But that doesn't mean they can't affect your credit score.

Posted on: May 15, 2018


Bad Credit Repair: When to Close a Credit Card and When to Keep It Open

Closing a credit card will negatively impact your score, but not for the reason you think.

Posted on: May 11, 2018


5 Things You Didn't Know Could Hurt Your Credit
5 Surprising Ways You Can Hurt Your Credit Score

Everyone knows that missing a payment can hurt your credit, but did you know that applying for credit can also lower your score?

Posted on: May 08, 2018


Can a Cash Advance Actually Help Your Credit?

Cash advances just show up as normal credit card purchases on your credit report.

Posted on: April 27, 2018


Is the Credit Blacklist a Real Thing or an Urban Myth?

Even though it can feel like you're being blacklisted, the real answer is much more mundane.

Posted on: April 25, 2018


Why You Should NOT Close That Old Credit Card

Even if you're closing it and replacing it with a new card, think again!

Posted on: April 18, 2018