What Is Your Debt-to-Income Ratio?

If you're applying for a mortgage loan, an auto loan, or even just a regular personal loan, lenders will be looking at your DTI to see whether or not you can afford it.

Posted on: May 03, 2019


5 Benefits of Soft Credit Check Loans

With a soft credit check loan, you're likely to see lower rates than you would with a no credit check loan—and it might even help your credit score!

Posted on: April 30, 2019


5 Tips for Borrowing Money When You Have Bad Credit

Bad credit borrowers have more options than you might think—you just have to make sure you find the right bad credit loan for you.

Posted on: April 29, 2019


How Bad Credit Can Affect Your Dating Life

There are lots of things that people look for in a potential partner, and if you think debt isn't one of those factors—you're wrong.

Posted on: April 24, 2019


Emergency Funds Are Important: Here’s How to Start Building One

Building and maintaining an emergency fund is an important financial cornerstone. If you don't have one, you should start saving today.

Posted on: April 23, 2019


Financial Basics: Good Interest vs. Bad Interest

Since it's National Financial Literacy Month, we're getting back to basics. Today's post covers interest: The kind that helps and the kind that hurts.

Posted on: April 18, 2019


3 Risks of Short-Term No Credit Check Loans

You might be familiar with the high APRs that come with no credit check loans, but did you also know that their lump sum payments could end up driving you into a cycle of debt?

Posted on: April 18, 2019


Before Taking out a Bad Credit Loan, Make Sure You Do the Math

First of all, you need to figure out how much this bad credit loan really costs. Second, you'll need to check whether or not you can afford the proposed payments.

Posted on: April 17, 2019


Financial Basics: Expert Tips for Smarter Spending

We want to let you in on a little personal finance secret: Spending less is great, but you can only take control of your financial future by spending smarter, too.

Posted on: April 17, 2019


6 Great Reasons To Check Your Credit Report

Can't think of a good reason to order a free (we repeat: free) copy of your credit report? No worries, we've got six.

Posted on: April 15, 2019