How Do Overdraft Fees Stack up to Bad Credit Loans?

Short-term bad credit loans like payday loans and cash advances have ridiculously high APRS—but overdraft fees can be even more expensive!

Posted on: April 03, 2019


So You’ve Maxed out Your Credit Cards … Now What?

First things first: don't panic! Next, consider using the debt snowball or the debt avalanche methods to dig yourself out of debt.

Posted on: April 02, 2019


Should You Drive for a Rideshare as Your Side Hustle?

Ridesharing can be a source of regular side income, with the added benefit of a flexible schedule, but that road is not without its bumps.

Posted on: March 27, 2019


How Are Cash Advances Different from Regular Credit Card Transactions?

Cash advances let you use your credit card to take out paper money—which can be handy—but the extra costs for doing so are going to add up fast.

Posted on: March 26, 2019


Checking Your Credit vs. Checking Your Ability to Repay

If you have bad credit, then you have to be on the lookout for predatory lenders, so start looking for lenders who check your ability to repay the money you're borrowing.

Posted on: March 20, 2019


5 Questions to Ask Yourself Before Taking out an Installment Loan

You need to find the installment loan that works best for you, and that begins with knowing exactly what questions to ask.

Posted on: March 19, 2019


Can Paying off a Loan Hurt Your Credit Score?

Don't worry, it is very rare that paying off a personal loan will cause your score to drop, but it does happen every so often.

Posted on: March 18, 2019


How to Raise Your Credit Score by 100 Points

The two most important parts of your score are your payment history and your amounts owed, so those are great places to start.

Posted on: March 14, 2019


Loans With No Credit Check Sound Great; Here Are the Risks

It’s all about finding the right loan for you ... and also avoiding the many no credit check loans out there that could trap you in a predatory cycle of debt.

Posted on: March 14, 2019


How to Separate Your “Wants” from Your “Needs”

Some needs and wants are easy to distinguish. But other times, you'll need to dive a little deeper to figure out what you can cut and what you really can't live without.

Posted on: March 07, 2019