Do You Need a Title or Payday Loan in Springfield, Missouri?
An OppLoans Guide to Getting The Help (and The Loan) You Need

Springfield, Missouri is a place that has all of the energy and amenities of a big city with the comfort and quality of life of a smaller town. But that quality of life isn’t the same for everyone in Springfield. There are people who live on the brink of a financial emergency. The loss of a job, sudden illness or just lack of income can cause some in Springfield to have trouble making ends meet. An unexpected financial hardship can make it tough for some people to provide for their family or even just pay rent. If you don’t have a credit card or can’t get a loan from a bank, it may seem like there’s no way out of a desperate financial situation. But thankfully there are organizations in Springfield dedicated to helping people out of these tough situations.

Getting Help in Springfield

Serious financial trouble can be caused by anything from a necessary but costly home repair, to something more serious like addiction or homelessness. There are programs and services in Springfield that can help when you need it most. Some of those resources are listed below.

Borrowing Money in Springfield

Maybe you need cash for another reason altogether. And maybe you’ve decided that a loan is your best course of action. Loans are available online or at Springfield storefront lenders that can be found all over town. But be careful, some of these loans can be quite risky.

Often times, these loans have high interest rates and fees attached to them. Instead of solving your financial problems, these loans can potentially leave you in worse financial shape than ever before. There are three particularly risky loans available to borrowers. Before taking out one of these loans, know The Truth about Payday, Pawnshop, and Car Title Loans.

Personal Installment Loans in Springfield
Build your credit with a fast, safe and affordable loan.

A safer alternative to fast cash is a personal installment loan from OppLoans. Our cash loans start at $1,000 and are as high as $5,000 with fixed interest rates that are typically 70-125% lower than other personal lenders. You can get repayment plans from 6-36 months, so you can find a plan that fits your needs. We at OppLoans strive to give you fast, flexible, five star service.

  • Fast: Apply online and find out if you’re approved in minutes. Once approved you can get your cash as early as the next business day.
  • Flexible: We offer longer terms, larger loans, and affordable, fixed payments. Your monthly payment will be the same throughout the life of the loan.
  • Five-Star: Customers rate us 4.9 out of 5 stars for our friendly service. We also provide discounts for credit education.

OppLoans offers personal installment loans from $1,000 to $5,000 and the flexibility of paying them back over 6 to 36 months. We’ll work with you to provide affordable payment options that fit into your monthly budget. We will never charge prepayment, origination or application fees. In addition, our interest rates are usually 70-125% less than other personal loans.

For questions about OppLoans rates, terms, and eligibility contact the OppLoans Support Team by phone at (800) 990-9130, Monday – Friday 7am to 7pm or Saturday 9am to 4pm central time. Or email us at


  1. “Veteran Homelessness Facts” Green Doors. Accessed February 19, 2016.
  2. “Missouri State Information.” Payday Loan Consumer Information. Accessed March 8, 2016.
  3. “Title Loans in Missouri: Everything You Need to Know.” Drive Safely. Accessed March 8, 2016.
  4. “Tips for Buying and Selling at a Pawn Shop” July 19, 2011. Accessed January 6, 2016.
  5. “50 States Pawn Shops Interest Rates and Statutes.” Online Pawn Shop Consumer Reports. Accessed March 8, 2016.

*OppLoans is not affiliated with any of the programs, services or organizations referenced on this page.