Dallas Payday Loans
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Borrowing Money in Dallas

There are many options for getting fast cash in Dallas. One is to get a loan. They can be found in storefronts throughout the city, or even through online lenders. Most of these places will boast “speedy cash” to help in an emergency. But choose wisely, because many lenders are predatory and hope to take advantage of your situation to lead you deeper into debt.

Payday Loans in Dallas
A quick solution that may lead to more debt in the future.

There’s no shortage of quick cash options in Dallas. A payday loan is one of these options. While they can provide money quickly if you’re in a pinch, they actually lead to more issues and deeper debt in the future.

Payday loans are small, short-term cash loans that are due back on your next payday. Simple enough right? Wrong. The reason these loans lead to so much trouble is that there are little-to-no regulations for them in Dallas. This means that you can be charged excessive fees and interest rates simply for needing to borrow in the first place.

Just like with auto title loans, the state of Texas hasn’t created very many laws to stop the predatory lending that takes advantage of low-income families and individuals. Because of the lack of regulations, payday loans in Texas will cost you about twice as much as they would in other states.(3) And the fact that these loans are so expensive, means that many customers can’t pay them back on time, and are forced to take on more fees in order to extend the loan. This is how the cycle of debt is created.

You deserve better than a dangerous predatory loan. Consider all your options before deciding on where to get cash in Dallas. If you already have a payday loan, or you have more questions contact the Texas Fair Lending Alliance.

OppLoans Online Loans

Apply for a loan online at OppLoans, get money in your account as soon as tomorrow, and pay back the loan in monthly installments. OppLoans is a state licensed, direct hard-money lender.

Subprime Reports

See more local Texas Subprime Reports below:

Arlington Payday Loans | Austin Payday Loans | Dallas Payday Loans | El Paso Payday Loans | Fort Worth Payday Loans | Houston Payday Loans | Irving Payday Loans | Killeen Payday Loans | McAllen Payday Loans | Plano Payday Loans | Round Rock Payday Loans | San Antonio Payday Loans | Tyler Payday Loans | Waco Payday Loans

*OppLoans is not affiliated with any of the programs, services or organizations referenced on this page.


  1. Austin, BJ. “In Dallas, Poverty Has Skyrocketed Over the Past Decade” Kera News. August 21, 2014. Accessed February 9, 2016. https://keranews.org/post/dallas-poverty-has-skyrocketed-over-past-decade
  2. “Avoid the Dangers of Car Title Loans” Financial Web. Accessed February 9, 2016. https://www.finweb.com/loans/avoid-the-dangers-of-car-title-loans.html#axzz3zhpCrDsG
  3. “FAQs” Texas Fair Lending Alliance. Accessed February 9, 2016. https://www.texasfairlending.org/resources/faqs/

*OppLoans is not affiliated with any of the programs, services or organizations referenced on this page.