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CA residents: Opportunity Financial, LLC is licensed by the Commissioner of Business Oversight (California Finance Lenders License No. 603 K647).
DE residents: Opportunity Financial, LLC is licensed by the Delaware State Bank Commissioner, License No. 013016, expiring December 31, 2017.
OH & TX residents: Opportunity Financial, LLC is a Credit Services Organization/Credit Access Business that arranges loans issued by a third-party lender. Ohio Credit Services Organization Certificate of Registration No. CS.900195.000.
OppLoans performs no credit checks through the three major credit bureaus Experian, Equifax, or TransUnion. Applicants’ credit scores are provided by Clarity Services, Inc., a credit reporting agency.
Based on customer service ratings on Google and Facebook. Testimonials reflect the individual's opinion and may not be illustrative of all individual experiences with OppLoans. Check loan reviews.
* Approval may take longer if additional verification documents are requested. Not all loan requests are approved. Approval and loan terms vary based on credit determination and state law. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day.
Rates and terms vary by state. An example of an OppLoan is $1,000 with 17 bi-weekly payments of $81, and an APR of 99%.
You are entitled to receive certain information from us in writing. Because you can only apply for OppLoans’ services online, to apply for and obtain a loan from us or our third-party lending partners, we need your consent to receive all information and disclosures regarding your loan electronically. Any disclosure, notice, record or other type of information that is provided to you in connection with your transaction, including notices of adverse action or any other disclosure, may be sent to you electronically by posting the information at our web site, www.opploans.com, or by sending it to you by e-mail at the address you provide. We may also provide any information to you by mail even if you consent to receive information electronically.
Although we do not have to provide any information in paper form unless you specifically request it, you may obtain a copy of any information at no charge by contacting us at 130 E Randolph St, Suite 1650, Chicago, IL 60601, by calling us at 1-800-990-9130, or by emailing us at firstname.lastname@example.org. You also can withdraw your consent to future electronic communications in the same way by asking us to send future communications in paper form.
You must keep your email address current with us. You must promptly notify us of any change in your email address. You may change the email address on record for you by going to the Account Home section and updating your contact information.
To receive electronic communications in connection with this transaction, you will need a working connection to the Internet; a current version of a supported browser (Internet Explorer version 8.0 or above, Firefox version 25.0 or above, Safari version 6.1 or above, or Chrome version 36.0 or above); an active email account; and a computer, software, and an operating system capable of supporting all of the above. We reserve the right to discontinue support of a current version of a browser or other software if, in our sole opinion, it suffers from a security flaw or other flaw that makes it unsuitable for use with our web site. In order to retain records, you will also need either a printer connected to your computer to print the information or sufficient electronic storage space available on a hard disk, flash drive, etc., to save the information (e.g., 1 megabyte or more).
If our hardware or software requirements change, and that change would create a material risk that you would not be able to access or retain electronic communications from us, we will give you notice of the revised hardware or software requirements. Your continued use of any of our online services after receiving notice of the change means that you acknowledge that you have the necessary hardware and software to meet our revised requirements and consent to continue to receive electronic communications from us.