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By continuing with the application process, you understand and agree that you are authorizing , member FDIC, and OppLoans to each obtain consumer reports and related information about you from one or more consumer reporting agencies (each a “Consumer Reporting Agency”). Upon request, OppLoans will provide you with the name and address of the Consumer Reporting Agency contacted to supply the report.
You also authorize and OppLoans to verify information in your application for credit, and you agree that and/or OppLoans may contact third parties to verify any such information. You direct and/or OppLoans to use your consumer reports to authenticate your identity, to make credit decisions, and for other related purposes.
You expressly authorize and/or OppLoans to obtain consumer reports from consumer reporting agencies about you when you apply for credit and periodically throughout the term of your credit product, including in the month following the month when you pay off or otherwise satisfy the terms of your credit product. You expressly authorize and/or OppLoans to use the information that we obtain from such reports to, among other things, market refinancings and other products to you, make decisions related to the servicing and collection of your account, measure how the credit product you obtained from through OppLoans impacts your credit, perform other statistical analysis, and share information with you about your credit profile.
You also authorize and/or OppLoans to use obtained consumer reports to determine your eligibility for any other products that they may offer or that you may apply for within 30 days after your initial application date and initial consumer report pull.
We ask you to verify your authority and access to external financial accounts, confirm your ability to access such accounts, and verify your financial information as part of the application process (“Bank Verification”). The Bank Verification process is subject to the following terms and conditions (“Terms”). Proceeding with Bank Verification constitutes your assent to and acceptance of these terms and conditions.
As used hereafter, the terms “you” or “your” shall mean the consumer submitting an application, and the terms “we” or “our” shall refer to Opportunity Financial, LLC.
Application Verification Process.We may verify your bank account by using one (1) of the methods set forth below:
Please Note: All applicants must verify their bank account information by one of the above methods in order to be eligible for a loan through OppLoans. You understand and acknowledge that providing your bank account information as part of your loan application does not represent or imply that your loan application has been, or will be, approved. Please contact us if you have any questions at firstname.lastname@example.org or (855) 408-5000.
Supplemental Verification of Active Accounts. OppLoans and its lending partners may from time to time use our Processing Partners to confirm the bank account that you have provided is open and active.