Research

Post-Vacation Money Blues: Those Beachside Splurges May Be More Costly Than You Think
OppLoans
Aug 20, 2019

How Much Do Grandparents Spend on Holiday Gifts?
OppLoans
Nov 26, 2018

How Much Does Your City’s Bike Share Cost?
OppLoans
Oct 16, 2018

46% of Millennials Feel Held Back by Their Credit Score
OppLoans
July 10, 2018

eBooks

Payday Loans: A History
OppLoans
November 27, 2018

Christmas Loans: The Holiday Borrowing Risk List
OppLoans
December 10, 2017

How to Finance a Medical Emergency: An OppLoans eBook
OppLoans
September 14, 2017

Tax Season 101: An OppLoans Explainer eBook
OppLoans
April 7, 2017

Credit Workbook: The OppLoans Guide to Understanding Your Credit, Credit Report and Credit Score
OppLoans
March 12, 2017

How to Protect Yourself from Payday Loans and Predatory Lenders
OppLoans
February 17, 2017

White Papers

Three Years Into My Tenure as OppLoans CEO: What I’ve Learned and Where We’re Going
Jared Kaplan
Feb 11, 2019

The OppLoans Guide to Safe Personal Loans
Ann Logue
July 18, 2016

Borrowers Deserve Better than a Payday Loan: The Story Behind the 36% APR Benchmark
Jared Kaplan
May 31, 2016

Articles

The Truth About No Credit Check Loans
OppLoans
December 11, 2016

The 2016 State-by-State Payday Loan Regulation Guide
OppLoans
September 23, 2016

OppLoans Q&A with Financial Literacy Educator Beth Tallman
Beth Tallman
August 15, 2016

What You Should Know About Interest Rates
Ann Logue
July 22, 2016

Texas: The Wild West of Auto Title Lending
OppLoans
July 20, 2016

Debt Consolidation Loans – An OppLoans Q&A with Ann Logue, MBA, CFA
Ann Logue
July 19, 2016

The Hidden Dangers of Cash Advances
OppLoans
July 1, 2016

Debt Consolidation: A Small Solution to a Big Problem
OppLoans
June 29, 2016

Payday Lending in America: How Small Dollar Loans Create Big Problems for Families and Communities
OppLoans
June 28, 2016

Studies Show “Repeat-Use” for Payday Customers is Common
OppLoans
June 21, 2016

Protect Yourself from Title Loans – Q&A with Ann Logue, MBA, CFA
Ann Logue
June 21, 2016

What You Should Know About Cash Advance Loans: An interview with financial expert Ann Logue
Ann Logue
June 21, 2016

Title Loans: Risk, Rollover, and Repo
Ann Logue
June 20, 2016

What You Need to Know about Consolidation Loans
Ann Logue
June 20, 2016

Cash Advance Loans: Payday Loans Under Another Name
Ann Logue
June 20, 2016

The Truth about Payday Loans An interview with financial expert Ann Logue
Ann Logue
June 18, 2016

The High Cost of Payday Loans
Ann Logue
June 15, 2016

What You Should Know About Interest Rates
Ann Logue
June 15, 2016

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Industry Insight:

© 2020 Opportunity Financial, LLC. All Rights Reserved. Use of Opportunity Financial, LLC is subject to our Terms of Use and Privacy Policy.

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Applications submitted on this website may be originated by one of several lenders, including: Opportunity Financial LLC, a licensed lender in certain states; or one of our lending partners. All loans funded by one of our lending partners will be serviced by OppLoans.

DE residents: Opportunity Financial, LLC is licensed by the Delaware State Bank Commissioner, License No. 013016, expiring December 31, 2020.

NM Residents: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.

NV Residents: The use of high-interest loans services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

OppLoans performs no credit checks through the three major credit bureaus Experian, Equifax, or TransUnion. Applicants’ credit scores are provided by Clarity Services, Inc., a credit reporting agency.

Based on customer service ratings on Google. Testimonials reflect the individual's opinion and may not be illustrative of all individual experiences with OppLoans. Check loan reviews.

* Approval may take longer if additional verification documents are requested. Not all loan requests are approved. Approval and loan terms vary based on credit determination and state law. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day.

†TX residents: Opportunity Financial, LLC is a Credit Access Business that arranges loans issued by a third-party lender. Neither OppLoans nor the third-party lender reports payment history to the major credit bureaus: TransUnion, Experian, and Equifax.

Rates and terms vary by state.

USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to info@opploans.com.

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Opportunity Financial, LLC is committed to making our website's content accessible and user friendly to everyone. If you are having difficulty viewing or navigating the content on this website, or notice any content, feature, or functionality that you believe is not fully accessible to people with disabilities, please call our Customer Service team at (855) 408-5000 or email our team at info@opploans.com with “Disabled Access” in the subject line and provide a description of the specific feature you feel is not fully accessible or a suggestion for improvement. We take your feedback seriously and will consider it as we evaluate ways to accommodate all of our customers and our overall accessibility policies. Additionally, while we do not control such vendors, we strongly encourage vendors of third-party digital content to provide content that is accessible and user friendly.