You enter the cave, using your phone's flashlight app to light the way.
You pass multiple skeletons, worried for a moment that these are the bones of previous explorers, but realize that they're actually just chicken bones. Maybe your uncle was hungry when he was hiding the gold.
Deeper and deeper into the cave you go, until you see a large treasure chest, slightly open, with gold shimmering from within.
The gold! You've found it!
You reach for it but a cave troll swats your hand away.
"If it's gold you wish to take, a correct answer to this question make. A good loan has low APR. What does APR stand for?"