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With credit, you buy something now and pay for it later. But can you be trusted to do that? Well, that’s what a lot of people want to know.

Credit can help you spread out payments for large purchases over time such as a car or higher education. Managing credit wisely will help you avoid financial trouble.

We’ll teach you how to keep your credit healthy, and we’ll give you ways to improve it if it’s not.

Lesson 5:

What Is Credit?

With credit, people can borrow money to pay for everything from everyday items, emergency expenses, and big-ticket expenses.

Lesson 6:

Credit Reports & Credit Scores

Lenders view credit reports to assess a borrower's creditworthiness. We break them down for you.

Test Your Knowledge

Lesson 7:

How to Improve Your Credit

You can build your credit score, even if you have a low score. Check out these best practices for building credit.

Lesson 8:

Credit Cards & Debit Cards

Despite both being plastic, credit cards and debit cards are pretty different. In this lesson, we'll show you how to use them effectively.

Test Your Knowledge

Explore Articles on Credit

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