Visit the OppLoans COVID-19 information page for additional resources and help during this emergency.

Apply for Online Personal Loans Through OppLoans

Don't get stuck borrowing money from a payday lender.
Apply for a fast and affordable online installment loan!

Who We Help

Americans lack access
to credit.

More than half of Americans have
less than $1,000 in savings.

40% of Americans can’t cover a
$400 emergency.

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Customer Reviews

Become one of the 300,000+ customers that trust OppLoans for their funding needs!

James D
James D

The customer service, the fair interest rate, and the integrity of the company and its employees has far exceeded what I had anticipated.

Johnny
Johnny

The entire process was easy. I was happy to work with them. Never thought I would ever get a loan but they really came through for me.

Bobby S
Bobby S

I have never had any negative correspondence with any of the customer service personnel and they have been a blessing to me financially. There when you need them.

Quinn K
Quinn K

OppLoans helped me through this rough time of the COVID-19 outbreak. I got let go from my job and they were able to come up with a resolution for paying back my current loan.

Sienna K
Sienna K

Transparent rates. Easy application process. User friendly website. Options for repayment flexible should the need arise. Customer focused policies

Judith S
Judith S

A very good experience. Everyone was professional and respectful. The money was in my account the next morning. I would recommend them to anyone looking for a loan.

Marquitta
Marquitta

OppLoans reported on time every month to the credit bureaus, the payments were really low, there was no hassle and the whole process was quick and easy.

Micky D
Micky D

Truly unique. I like that I can speak with someone right away, I had to call today to move my payment and they were helpful.

James U
James U

The rates were good, I have terrible credit and they were the only ones to approve me for a loan and they were very quick as well.

Kat
Kat

Sophisticated representatives who treat you with respect. My loan was funded in one day. Thank you Opp.

Wilfrido S
Wilfrido S

Great experience OppLoans has been extremely friendly and helpful in my application process. Thank you OppLoans.

Curtis
Curtis

The representative was great. Explained everything and was very patient with me. Definitely first class.

Henry R
Henry R

OppLoans is by far the best, I was well informed every step of the way. Very easy to work with. Great customer service.

Sandy
Sandy

Friendly service, calls are made within the 24 hours. Made everything online easy.

Violet
Violet

Great Experience!! The entire process was easy and very fast approval. The customer service was above and beyond my expectations.

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Testimonials reflect the individual's opinion and may not be illustrative of all individual experiences with OppLoans.

Why Choose OppLoans?

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Applying does NOT affect your FICO® credit score!
  • Quick Approvals

    Get approved today with an easy online loan application!

  • More Affordable Payments

    Payday loans average an APR of 400%. Compare to maximum 199% APR offered through OppLoans!

  • Fast Funding

    Once approved, receive money in your account as soon as the next business day!

  • Personal Service

    We treat our customers like family. Become one of the 300k+ customers that trust OppLoans for their funding needs.

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Get approved today. Receive your money as soon as tomorrow*!

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Applying does NOT affect your FICO® credit score!