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Loan Application

What are the requirements and eligibility to apply for a loan?

What is the status of my application?

When will I receive my funds?

I am having trouble with bank verification. What should I do?

How much can I borrow?

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General Questions

I received a mailer saying I was “pre-approved.” Does this mean I am approved?

What are the interest rates and fees associated if I receive a credit product through OppLoans?

What types of credit products does OppLoans offer?

Who do I work with if I am approved?

Who are your lending partners?

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Account & Loan Repayment

How do I update my application and account information?

Where can I find my payment history and pay schedule?

Can I refinance my personal loan?

Can I repay early or make additional payments?

I cannot log into my account. What should I do?

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Credit Education & Credit Reporting

Will my credit score be affected if I apply?

What credit score do I need to apply for a loan?

What will show up on my credit report?

Do you report payment history to the major credit bureaus?

When will my loan get reported to the credit bureaus?

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