Skip to main content
Back

What will show up on my credit report?

A loan funded through our lending partners will reflect on your credit report as both OppLoans and the partner name.

For example, FinWise will show up as “FinWiseOppLoans” for TransUnion.

First Electronic Bank (FEB) will show up as “FEBOppLoans”.

Quill Bank will show up as "QuillBank/OppLoans”.

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.

Fees

Cash Advance Fee

10% of the amount of each Cash Advance. (This fee is a Finance Charge).

Carried Balance Fee

Assessed each Billing Cycle based on the Carried Balance and the outstanding Average Daily Balance. (This fee is a Finance Charge).

Average Daily Balance Billing Cycle Charge
Biweekly Semi-Monthly Monthly
$0.00 - $25.00 $0 $0 $0
$25.01 - $250.00 $14 $16 $23
$250.01 - $500.00 $28 $31 $62
$500.01 - $750.00 $36 $39 $79
$750.01 - $1,000.00 $52 $57 $114