The truth about personal loans.
Some loans are better than others, and before you commit to a dangerous predatory loan,
it’s important to understand the facts and risks of all the different types of personal loans you may consider.
- Installment Loans
Installment loans are typically the safest and most responsible way to borrow money.
- Debt Consolidation Loans
A debt consolidation loan may be able to improve your financial situation.
- Bad Credit Loans
Taking out a bad credit loan is a major decision. Make sure you’re selecting a financial partner who wants to help you succeed today and in the future.
- No Credit Check Loans
Here’s everything you need to know about these potentially useful borrowing options.
- Payday Loans
Payday loans are dangerous, unsecured, small-dollar loans designed to trap borrowers in debt.
- Title Loans
Roughly one out of every five title loan borrowers lose their cars.
- Cash Advances
Types of cash advances can vary, but they are often dangerous, low-value loans.
See how OppLoans offers a safe and responsible alternative to predatory lending!
You deserve a better personal loan.
With lower rates and more personal service, OppLoans is your home for safer, more affordable borrowing.
|99-199% APR!||400% APRs.|
|Terms up to 36 months!||2 week terms.|
|No prepayment fees!||Costly penalties.|
|No hidden fees!||Deceptive billing.|
|Improve your credit!||Designed to keep you in debt.|
OppLoans vs. predatory lenders.
From offering higher loan amounts to better service, applying through OppLoans is the right choice.
|OppLoans||Payday Loans||Title Loans|
|Loan amount||$1,000 - $4,000||$350||$959|
|APR||99 - 199%||339%+||291%|
|Term||Up to 36 months||14 days||1 month|
|More affordable payments|
|Ability to build credit|
|No collateral needed|
|Risk losing your car|
The best customer service I've ever had!
Carolyn - Chicago, IL
Thank you for helping me and my family when we need it!
Amanda - Fresno, CA
The application process was quick and easy!
Len - Kansas City, KS
I was in a bind and OppLoans delivered for me!
Jeff - Columbus, OH
So much cheaper than a payday loan!
Lisa - Austin, TX