Rates, Terms and Licenses
Opportunity Financial LLC State Information
Currently Offering Installment Loans
Loans originated and funded by our lending partners.
ALABAMA LICENSURE INFORMATION
Costs and Terms of a Typical Installment Loan in the State of Alabama
The figures below are examples of our typical installment loan, and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $2,000-$4,000 | 12-24 Months | 160% |
Resources: Alabama
If you have questions or concerns about your loan, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com. If we are unable to address your questions or concerns, you can also contact your state regulatory agency:
State of Alabama
State Banking Department
P.O. Box 4600
Montgomery, AL 36103-4600
Local (334) 242-3452
Toll Free (866) 465-2279
Learn more about avoiding the risks of title and payday loans in Alabama in our State Guides section.
ALASKA LICENSURE INFORMATION
Loan Details in Alaska
The figures below are examples of our lending partner’s typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.
Below, are example typical loan offers from our lending partners.
| Financed by lending partners | ||||
| Example Offers* | Loan amount | APR** | Duration | Payments |
| $2,000 | 160% | 9 Months | 9 Payments of $395.58 | |
| $3,000 | 160% | 12 Months | 12 Payments of $514.60 | |
| $4,000 | 160% | 18 Months | 18 Payments of $595.14 | |
*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.
**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.
If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
ARIZONA LICENSURE INFORMATION
Loan Details in Arizona
The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.
Below, are example typical loan offers from our lending partners.
| Financed by lending partners | ||||
| Example Offers* | Loan amount | APR** | Duration | Payments |
| $2,000 | 160% | 9 Months | 9 Payments of $395.58 | |
| $3,000 | 160% | 12 Months | 12 Payments of $514.60 | |
| $4,000 | 160% | 18 Months | 18 Payments of $595.14 | |
*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.
**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.
If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
CALIFORNIA LICENSURE INFORMATION
Loan Details in California
The figures below are examples of our lending partner’s typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.
Below, are example typical loan offers from our lending partners.
| Financed by lending partners | ||||
| Example Offers* | Loan amount | APR** | Duration | Payments |
| $2,000 | 160% | 9 Months | 9 Payments of $395.58 | |
| $3,000 | 160% | 12 Months | 12 Payments of $514.60 | |
| $4,000 | 160% | 18 Months | 18 Payments of $595.14 | |
*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.
**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.
If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
DELAWARE LICENSURE INFORMATION
Costs and Terms of a Typical Installment Loan in the State of Delaware
The figures below are examples of our typical installment loan, and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
*Returned Payment Fee: In the event loan payments are returned by the customer’s financial institution, a $20 fee may be charged for each event.
Resources: Delaware
If you have questions or concerns about your loan, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
If we are unable to address your questions or concerns, you can also contact your state regulatory agency:
Office of the State Bank Commissioner
Attn: Complaint Department
1110 Forrest Avenue Dover, DE 19904
Phone: (302) 739-4235 Fax: (302) 739-2356
https://banking.delaware.gov/consumer-complaints/
Opportunity Financial, LLC is licensed by the Delaware State Bank Commissioner, License No. 013016.
More information:
Learn more about avoiding the risks of title and payday loans in Delaware in our State Guides section.
FLORIDA LICENSURE INFORMATION
Loan Details in Florida
The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.
Below, are example typical loan offers from our lending partners.
| Financed by lending partners | ||||
| Example Offers* | Loan amount | APR** | Duration | Payments |
| $2,000 | 160% | 9 Months | 9 Payments of $395.58 | |
| $3,000 | 160% | 12 Months | 12 Payments of $514.60 | |
| $4,000 | 160% | 18 Months | 18 Payments of $595.14 | |
*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.
**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.
If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
GEORGIA LICENSURE INFORMATION
Costs and Terms of a Typical Installment Loan in the State of Georgia
The figures below are examples of our typical installment loan, and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $3,001-$4,000 | 12-24 Months | 59% |
More Information
Learn more about avoiding the risks of title and payday loans in Georgia in our State Guides section.
If you have questions or concerns about your loan, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
Learn more about avoiding the risks of title and payday loans in Georgia in our State Guides section.
HAWAII LICENSURE INFORMATION
Loan Details in Hawaii
The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.
Below, are example typical loan offers from our lending partners.
| Financed by our lending partners | ||||
| Example Offers* | Loan amount | APR** | Duration | Payments |
| $2,000 | 160% | 9 Months | 9 Payments of $395.58 | |
| $3,000 | 160% | 12 Months | 12 Payments of $514.60 | |
| $4,000 | 160% | 18 Months | 18 Payments of $595.14 | |
*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.
**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.
If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
IDAHO LICENSURE INFORMATION
Costs and Terms of a Typical Installment Loan in the State of Idaho
The figures below are examples of our typical installment loan, and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $1,001-$4,000 | 9-18 Months | 160% |
Resources: Idaho
If you have questions or concerns about your loan, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
If we are unable to address your questions or concerns, you can also contact your state regulatory agency:
Department of Finance
800 Park Boulevard, Suite 200
P.O. Box 83720, Boise, ID 83720-0031
Phone: 208.332.8000
Fax: 208.332.8097
www.finance.idaho.gov
More Information
View our Idaho Regulated Lender License | View our Idaho Collection Agency License
ILLINOIS LICENSURE INFORMATION
Costs and Terms of a Typical Installment Loan in the State of Illinois
The figures below are examples of our typical installment loan, and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 99% |
Resources: Illinois
If you have questions or concerns about your loan, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
If we are unable to address your questions or concerns, you can also contact your state regulatory agency:
Illinois Department of Financial and Professional Regulation
320 West Washington Street, 3rd Floor
Springfield, IL 62786
All Inquiries: 1-888-473-4858
Professional Licensing: 1-800-560-6420
TTY: 1-866-325-4949
https://www.idfpr.com/DFI.asp
More Information:
OppLoans Illinois CILA License Certificate | IL Borrower’s Guide to Small Consumer Loans | View our City of Chicago Business License
Learn more about avoiding the risks of title and payday loans in Illinois in our State Guides section.
INDIANA LICENSURE INFORMATION
Loan Details in Indiana
The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.
Below, are example typical loan offers from our lending partners.
| Financed by lending partners | ||||
| Example Offers* | Loan amount | APR** | Duration | Payments |
| $2,000 | 160% | 9 Months | 9 Payments of $395.58 | |
| $3,000 | 160% | 12 Months | 12 Payments of $514.60 | |
| $4,000 | 160% | 18 Months | 18 Payments of $595.14 | |
*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.
**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.
If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
KANSAS LICENSURE INFORMATION
Loan Details in Kansas
The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.
Below, are example typical loan offers from our lending partners.
| Financed by our lending partners | ||||
| Example Offers* | Loan amount | APR** | Duration | Payments |
| $2,000 | 160% | 9 Months | 9 Payments of $395.58 | |
| $3,000 | 160% | 12 Months | 12 Payments of $514.60 | |
| $4,000 | 160% | 18 Months | 18 Payments of $595.14 | |
*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.
**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.
If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
View our Kansas Credit Notification License | View our Kansas Supervised Loan License
KENTUCKY LICENSURE INFORMATION
Loan Details in Kentucky
The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.
Below, are example typical loan offers from our lending partners.
| Financed by our lending partners | ||||
| Example Offers* | Loan amount | APR** | Duration | Payments |
| $2,000 | 160% | 9 Months | 9 Payments of $395.58 | |
| $3,000 | 160% | 12 Months | 12 Payments of $514.60 | |
| $4,000 | 160% | 18 Months | 18 Payments of $595.14 | |
*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.
**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.
If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
LOUISIANA LICENSURE INFORMATION
Loan Details in Louisiana
The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.
Below, are example typical loan offers from our lending partners.
| Financed by our lending partners | ||||
| Example Offers* | Loan amount | APR** | Duration | Payments |
| $2,000 | 160% | 9 Months | 9 Payments of $395.58 | |
| $3,000 | 160% | 12 Months | 12 Payments of $514.60 | |
| $4,000 | 160% | 18 Months | 18 Payments of $595.14 | |
*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.
**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.
If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
View our Louisiana Licensed Lender License | View our Collection Agency License
MAINE LICENSURE INFORMATION
Loan Details in Maine
The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.
Below, are example typical loan offers from our lending partners.
| Financed by our lending partners | ||||
| Example Offers* | Loan amount | APR** | Duration | Payments |
| $2,000 | 160% | 9 Months | 9 Payments of $395.58 | |
| $3,000 | 160% | 12 Months | 12 Payments of $514.60 | |
| $4,000 | 160% | 18 Months | 18 Payments of $595.14 | |
*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.
**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.
If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
View our Maine Loan Servicer License | View our Maine General Creditor License | View our Maine Loan Broker License
MICHIGAN LICENSURE INFORMATION
Loan Details in Michigan
The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.
Below, are example typical loan offers from our lending partners.
| Example Offers* | Loan amount | APR** | Duration | Payments |
| $2,000 | 160% | 9 Months | 9 Payments of $395.58 | |
| $3,000 | 160% | 12 Months | 12 Payments of $514.60 | |
| $4,000 | 160% | 18 Months | 18 Payments of $595.14 | |
*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.
**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.
If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
MINNESOTA LICENSURE INFORMATION
Loan Details in Minnesota
The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.
Below, are example typical loan offers from our lending partners.
| Financed by our lending partners | ||||
| Example Offers* | Loan amount | APR** | Duration | Payments |
| $2,000 | 160% | 9 Months | 9 Payments of $395.58 | |
| $3,000 | 160% | 12 Months | 12 Payments of $514.60 | |
| $4,000 | 160% | 18 Months | 18 Payments of $595.14 | |
*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.
**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.
If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
View our Minnesota Collection Agency License | View our Minnesota Debt Collector License
MISSISSIPPI LICENSURE INFORMATION
Costs and Terms of a Typical Installment Loan in the State of Mississippi
The figures below are examples of our typical installment loan, and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR | Late Fee |
| $501-$2,500 | 9-12 Months | 160% | 10% of scheduled payment after 16 calendar days past due |
Resources: Mississippi
If you have questions of concerns about your loan, please contact the OppLoans Customer Support Team by phone at (800) 990-9130, Monday—Friday, 7 a.m. – 7 p.m. Central Time, or by sending an email to: info@opploans.com. If we are unable to address your questions or concerns, you can also contact your state regulatory agency:
MS Department of Banking and Consumer Finance
P.O. Box 12129
Jackson, MS 39236-2129
Local 601.321.6901
WATS 800.844.2499
Fax 800.844.2499
http://www.dbcf.state.ms.us/
More Information:
View our Mississippi license | View our Mississippi Customer Pamphlet
Learn more about avoiding the risks of title and payday loans in Mississippi in our in our State Guides section.
MISSOURI LICENSURE INFORMATION
Costs and Terms of a Typical Installment Loan in the State of Missouri
The figures below are examples of our typical installment loan, and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Resources: Missouri
If you have questions or concerns about your loan, please contact the Opportunity Financial Customer Support Team by phone at (855) 408 5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com. If we are unable to address your questions or concerns, you can also contact your state regulatory agency:
Missouri Division of Finance
Harry S. Truman State Office Building, Room 630
P.O. Box 716
Jefferson City, Missouri 65102
MAIN 573-751-3242
Fax: 573-751-9192
https://www.finance.mo.gov
More Information:
View our Missouri license
Learn more about avoiding the risks of title and payday loans in Missouri in our State Guides section.
MONTANA LICENSURE INFORMATION
Loan Details in Montana
The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.
Below, are example typical loan offers from our lending partners.
| Financed by our lending partners | ||||
| Example Offers* | Loan amount | APR** | Duration | Payments |
| $2,000 | 160% | 9 Months | 9 Payments of $395.58 | |
| $3,000 | 160% | 12 Months | 12 Payments of $514.60 | |
| $4,000 | 160% | 18 Months | 18 Payments of $595.14 | |
*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.
**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.
If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
NEBRASKA LICENSURE INFORMATION
Loan Details in Nebraska
The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.
Below, are example typical loan offers from our lending partners.
| Financed by our lending partners | ||||
| Example Offers* | Loan amount | APR** | Duration | Payments |
| $2,000 | 160% | 9 Months | 9 Payments of $395.58 | |
| $3,000 | 160% | 12 Months | 12 Payments of $514.60 | |
| $4,000 | 160% | 18 Months | 18 Payments of $595.14 | |
*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.
**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.
If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
NEVADA LICENSURE INFORMATION
Costs and Terms of a Typical Installment Loan in the State of Nevada
NOTICE OF FEES CHARGED FOR INSTALLMENT LOAN SERVICE
The following is a representative example for the Finance Charges for a $2,100 installment loan with OppLoans. This example is based on the assumption that the loan will be repaid as scheduled.
| Amount Financed | Finance Charge | Total of Payment | APR |
| $2,100 | $1,648.45 | $3,748.45 | 159.32% |
Resources: Nevada
*Regulated by the State of Nevada Financial Institutions Division. The Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate. The above APR is based upon an example loan with a payment schedule of 19 bi-weekly payments of $187.42 and a final payment of $187.42. Please note, the aforementioned finance charge is the total amount of interest that would be paid if the loan is kept out for the full term. Loans may be repaid without penalty. Loan approval and loan terms are based on the lender’s underwriting standards.
NOTICE OF RIGHT TO CONTACT THE STATE OF NEVADA FINANCIAL INSTITUTIONS DIVISION REGARDING CONCERNS OR COMPLAINTS
You may contact the State of Nevada Financial Institutions Division regarding concerns or complaints about the service provider with whom you are dealing with by writing or calling:
State of Nevada Dept. of Business & Industry
Financial Institutions Division
3300 W. Sahara Ave., Suite 250
Las Vegas, Nevada 89102
Toll Free: (866) 858-8951
Phone: (702) 486-2750
Fax: (702) 486-4563
OppLoans is an online high-interest loan provider regulated by the Nevada Financial Institutions Division and is licensed to do business with Nevada residents as a high-interest lender from the OppLoans offices located in Illinois and Nevada.
To file a complaint with Nevada Financial Institutions Division: http://fid.nv.gov/uploadedFiles/fidnvgov/content/Home/FID%20Generic%20Complaint%2003%2027%202017.pdf
More Information
View our Nevada City of Henderson Business License| View our Nevada State Business License | View our NV – Chicago Lender License | View our Henderson Lender License
NEW MEXICO LICENSURE INFORMATION
Costs and Terms of a Typical Installment Loan in the State of New Mexico
The figures below are examples of our typical installment loan, and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Resources: New Mexico
If you have questions or concerns about your loan, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to info@opploans.com.
This lender is licensed and regulated by:
New Mexico Regulation and Licensing Department
Financial Institutions Division
2550 Cerrillos Rd.
Santa Fe, NM 87505
(505) 476-4563
More Information
View our New Mexico license|View Small Loan Brochure | Loan Rate and Fees Disclosure
Learn more about avoiding the risks of title and payday loans in New Mexico in our State Guides section.
NORTH DAKOTA LICENSURE INFORMATION
Loan Details in North Dakota
The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.
Below, are example typical loan offers from our lending partners.
| Financed by our lending partners | ||||
| Example Offers* | Loan amount | APR** | Duration | Payments |
| $2,000 | 160% | 9 Months | 9 Payments of $395.58 | |
| $3,000 | 160% | 12 Months | 12 Payments of $514.60 | |
| $4,000 | 160% | 18 Months | 18 Payments of $595.14 | |
*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.
**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.
If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
View our North Dakota Money Broker License | View our North Dakota Collection Agency License
OHIO LICENSURE INFORMATION
Loan Details in Ohio
The figures below are examples of our lending partner’s typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.
Below, are example typical loan offers from our lending partners.
| Financed by our lending partners | ||||
| Example Offers* | Loan amount | APR** | Duration | Payments |
| $2,000 | 160% | 9 Months | 9 Payments of $395.58 | |
| $3,000 | 160% | 12 Months | 12 Payments of $514.60 | |
| $4,000 | 160% | 18 Months | 18 Payments of $595.14 | |
*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.
**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.
If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
OKLAHOMA LICENSURE INFORMATION
Loan Details in Oklahoma
The figures below are examples of our lending partner’s typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.
Below, are example typical loan offers from our lending partners.
| Financed by our lending partners | ||||
| Example Offers* | Loan amount | APR** | Duration | Payments |
| $2,000 | 160% | 9 Months | 9 Payments of $395.58 | |
| $3,000 | 160% | 12 Months | 12 Payments of $514.60 | |
| $4,000 | 160% | 18 Months | 18 Payments of $595.14 | |
*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.
**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.
If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
OREGON LICENSURE INFORMATION
Loan Details in Oregon
The figures below are examples of our lending partner’s typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.
Below, are example typical loan offers from our lending partners.
| Financed by our lending partners | ||||
| Example Offers* | Loan amount | APR** | Duration | Payments |
| $2,000 | 160% | 9 Months | 9 Payments of $395.58 | |
| $3,000 | 160% | 12 Months | 12 Payments of $514.60 | |
| $4,000 | 160% | 18 Months | 18 Payments of $595.14 | |
*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.
**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.
If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
RHODE ISLAND LICENSURE INFORMATION
Loan Details in Rhode Island
The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.
Below, are example typical loan offers from our lending partners.
| Financed by our lending partners | ||||
| Example Offers* | Loan amount | APR** | Duration | Payments |
| $2,000 | 160% | 9 Months | 9 Payments of $395.58 | |
| $3,000 | 160% | 12 Months | 12 Payments of $514.60 | |
| $4,000 | 160% | 18 Months | 18 Payments of $595.14 | |
*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.
**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.
If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
SOUTH CAROLINA LICENSURE INFORMATION
Costs and Terms of a Typical Installment Loan in the State of South Carolina
The figures below are examples of our typical installment loan, and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $601-$4,000 | 9-18 Months | 199% |
Resources: South Carolina
If you have questions or concerns about your loan, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com. If we are unable to address your questions or concerns, you can also contact your state regulatory agency:
Consumer Finance Division South Carolina
3rd Floor, Edgar Brown Building
1205 Pendleton St.
Columbia, SC 29201
803-734-2020
Assistant Commissioner of Consumer Finance, Jim Copeland
Assistant Commissioner of Consumer Finance, Carl Jeffcoat
Administrative Assistant, Veronica Dale
More Information:
Consumer Rights and Responsibilities | View our Opportunity Financial Supervised Lenders License | View our Maximum Rate Schedule | View our Credit Grantor’s License | View our OppLoans Supervised Lenders License
Learn more about avoiding the risks of title and payday loans in South Carolina in our State Guides section.
SOUTH DAKOTA LICENSURE INFORMATION
Loan Details in South Dakota
The figures below are examples of our lending partner’s typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.
Below, are example typical loan offers from our lending partners.
| Financed by our lending partners | ||||
| Example Offers* | Loan amount | APR** | Duration | Payments |
| $2,000 | 160% | 9 Months | 9 Payments of $395.58 | |
| $3,000 | 160% | 12 Months | 12 Payments of $514.60 | |
| $4,000 | 160% | 18 Months | 18 Payments of $595.14 | |
*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.
**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.
If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
TENNESSEE LICENSURE INFORMATION
Loan Details in Tennessee
The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.
Below, are example typical loan offers from our lending partners.
| Financed by our lending partners | ||||
| Example Offers* | Loan amount | APR** | Duration | Payments |
| $2,000 | 160% | 9 Months | 9 Payments of $395.58 | |
| $3,000 | 160% | 12 Months | 12 Payments of $514.60 | |
| $4,000 | 160% | 18 Months | 18 Payments of $595.14 | |
*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.
**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.
If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
TEXAS LICENSURE INFORMATION
Credit Access Business
Opportunity Financial will not be the lender for loans received at this site. Opportunity Financial is a Credit Access Business. We will attempt to arrange a loan between you and a third party lender and service that loan once it is issued. Any questions, service issues or complaints about your loan will be addressed by Opportunity Financial and not the lender.
Loan Terms
First time borrowers are eligible for between $500-$4,000.
Your loan will paid back in equal, fully amortizing and reoccurring payments over a term period of up to 179 days.
You have the right to rescind your loan within 3 days of signing your loan contracts. To access the cancellation forms, Click Here.
Repayment
You have the right to repay your loan in full at any time with no pre-payment penalty. Your loan is structured to be paid back in equal fully amortizing installment payments over a term period of up to 179 days.
Fee Schedule and APR
Your Credit Access Business fee will be 189% APR. You will also be charged interest by your lender of 10.00% APR on loan principal and CAB fees. Click here to find fee schedules for three common loan amounts offered to our customers.
Consumer Disclosure Form
This link leads to disclosures, required by the state of Texas for all residents applying for a CAB loan or an extension, which outline the total costs associated with these types of loans of different amounts.
An Estimate of the Costs of a 5-6 month $500 Loan
An Estimate of the Costs of a 5-6 month $1,000 Loan
An Estimate of the Costs of a 5-6 month $1,500 Loan
Consumer Credit Notice
This business is licensed and examined by the State of Texas – Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, 800-538-1579, consumer.complaints@occc.state.tx.us, www.occc.state.tx.us.
An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.
If you have questions or concerns about your loan, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
View our Texas License | View our Texas Credit Services Organization Registration Certificate
Learn more about avoiding the risks of title and payday loans in Texas in our State Guides section.
UTAH LICENSURE INFORMATION
Costs and Terms of a Typical Installment Loan in the State of Utah
The figures below are examples of our typical installment loan, and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Resources: Utah
If you have questions or concerns about your loan, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
If we are unable to address your questions or concerns, you can also contact your state regulatory agency:
Department of Financial Institutions
PO BOX 146800
Salt Lake City, UT 84114-6800
Phone: 801-538-8830
Fax: 801-538-8894 |
www.dfi.utah.gov
More Information:
View our Utah license | View our Opportunity Financial Collection Agency License | View our OppLoans Collection Agency License
Learn more about avoiding the risks of title and payday loans in Utah in our State Guides section. |
Loan Details in Virginia
The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.
Below, are example typical loan offers from our lending partners.
| Financed by our lending partners | ||||
| Example Offers* | Loan amount | APR** | Duration | Payments |
| $2,000 | 160% | 9 Months | 9 Payments of $395.58 | |
| $3,000 | 160% | 12 Months | 12 Payments of $514.60 | |
| $4,000 | 160% | 18 Months | 18 Payments of $595.14 | |
*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.
**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.
If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
WASHINGTON LICENSURE INFORMATION
Loan Details in Washington
The figures below are examples of our lending partner’s typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.
Below, are example typical loan offers from our lending partners.
| Financed by our lending partners | ||||
| Example Offers* | Loan amount | APR** | Duration | Payments |
| $2,000 | 160% | 9 Months | 9 Payments of $395.58 | |
| $3,000 | 160% | 12 Months | 12 Payments of $514.60 | |
| $4,000 | 160% | 18 Months | 18 Payments of $595.14 | |
*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.
**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.
If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
WISCONSIN LICENSURE INFORMATION
Costs and Terms of a Typical Installment Loan in the State of Wisconsin
The figures below are examples of our typical installment loan, and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Resources: Wisconsin
If you have questions or concerns about your loan, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.
If we are unable to address your questions or concerns, you can also contact your state regulatory agency:
Department of Financial Institutions
4822 Madison Yards Way, North Tower
Madison, WI 53705
Office Hours: 7:45 am – 4:30 pm
Telephone: (608) 261-9555
TTY: 7-1-1 For hearing-impaired callers
Fax: (608) 261-7200
https://www.wdfi.org
More Information
View our Wisconsin License
Opportunity Financial, LLC is licensed under the Wisconsin Consumer Act Registration, License #52260 and Wisconsin Loan Company License #2846-LC.
Learn more about avoiding the risks of title and payday loans in Wisconsin in our State Guides section.
WYOMING LICENSURE INFORMATION
Loan Details in Wyoming
The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.
| Loan Amount | Repayment Term | APR |
| $500-$4,000 | 9-18 Months | 160% |
Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.
Below, are example typical loan offers from our lending partners.
| Financed by our lending partners | ||||
| Example Offers* | Loan amount | APR** | Duration | Payments |
| $2,000 | 160% | 9 Months | 9 Payments of $395.58 | |
| $3,000 | 160% | 12 Months | 12 Payments of $514.60 | |
| $4,000 | 160% | 18 Months | 18 Payments of $595.14 | |
*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.
**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.
If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.