ALABAMA LICENSURE INFORMATION

Costs and Terms of a Typical Installment Loan in the State of Alabama

The figures below are examples of our typical installment loan, and do not serve as guarantee of any rates and terms that you may qualify for.

 

Loan AmountRepayment TermAPR
$2,000-$4,00012-24 Months160%

 

Resources: Alabama

If you have questions or concerns about your loan, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com. If we are unable to address your questions or concerns, you can also contact your state regulatory agency:

State of Alabama
State Banking Department
P.O. Box 4600
Montgomery, AL 36103-4600
Local (334) 242-3452
Toll Free (866) 465-2279

View our Alabama license

Learn more about avoiding the risks of title and payday loans in Alabama in our State Guides section.

ALASKA LICENSURE INFORMATION

Loan Details in Alaska

The figures below are examples of our lending partner’s typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.

Below, are example typical loan offers from our lending partners.

Financed by lending partners
Example Offers*Loan amountAPR**DurationPayments
$2,000160%9 Months9 Payments of $395.58
$3,000160%12 Months12 Payments of $514.60
$4,000160%18 Months18 Payments of $595.14

*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.

**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.

If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

ARIZONA LICENSURE INFORMATION

Loan Details in Arizona

The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.

Below, are example typical loan offers from our lending partners.

Financed by lending partners
Example Offers*Loan amountAPR**DurationPayments
$2,000160%9 Months9 Payments of $395.58
$3,000160%12 Months12 Payments of $514.60
$4,000160%18 Months18 Payments of $595.14

*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.

**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.

If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

View our AZ Collection Agency License.

CALIFORNIA LICENSURE INFORMATION

Loan Details in California

The figures below are examples of our lending partner’s typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.

Below, are example typical loan offers from our lending partners.

Financed by lending partners
Example Offers*Loan amountAPR**DurationPayments
$2,000160%9 Months9 Payments of $395.58
$3,000160%12 Months12 Payments of $514.60
$4,000160%18 Months18 Payments of $595.14

*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.

**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.

If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

DELAWARE LICENSURE INFORMATION

Costs and Terms of a Typical Installment Loan in the State of Delaware

The figures below are examples of our typical installment loan, and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

*Returned Payment Fee: In the event loan payments are returned by the customer’s financial institution, a $20 fee may be charged for each event.

Resources: Delaware

If you have questions or concerns about your loan, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

If we are unable to address your questions or concerns, you can also contact your state regulatory agency:

Office of the State Bank Commissioner
Attn: Complaint Department
1110 Forrest Avenue Dover, DE 19904
Phone: (302) 739-4235 Fax: (302) 739-2356
https://banking.delaware.gov/consumer-complaints/

Opportunity Financial, LLC is licensed by the Delaware State Bank Commissioner, License No. 013016.

More information:

Learn more about avoiding the risks of title and payday loans in Delaware in our State Guides section.

FLORIDA LICENSURE INFORMATION

Loan Details in Florida

The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.

Below, are example typical loan offers from our lending partners.

Financed by lending partners
Example Offers*Loan amountAPR**DurationPayments
$2,000160%9 Months9 Payments of $395.58
$3,000160%12 Months12 Payments of $514.60
$4,000160%18 Months18 Payments of $595.14

*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.

**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.

If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

GEORGIA LICENSURE INFORMATION

Costs and Terms of a Typical Installment Loan in the State of Georgia

The figures below are examples of our typical installment loan, and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$3,001-$4,00012-24 Months59%

More Information

View our Georgia license

Learn more about avoiding the risks of title and payday loans in Georgia in our State Guides section.
If you have questions or concerns about your loan, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

Learn more about avoiding the risks of title and payday loans in Georgia in our State Guides section.

HAWAII LICENSURE INFORMATION

Loan Details in Hawaii

The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.

Below, are example typical loan offers from our lending partners.

Financed by our lending partners
Example Offers*Loan amountAPR**DurationPayments
$2,000160%9 Months9 Payments of $395.58
$3,000160%12 Months12 Payments of $514.60
$4,000160%18 Months18 Payments of $595.14

*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.

**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.

If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

View our 2020 HI Collection Agency License

IDAHO LICENSURE INFORMATION

Costs and Terms of a Typical Installment Loan in the State of Idaho

The figures below are examples of our typical installment loan, and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$1,001-$4,0009-18 Months160%

Resources: Idaho

If you have questions or concerns about your loan, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

If we are unable to address your questions or concerns, you can also contact your state regulatory agency:

Department of Finance
800 Park Boulevard, Suite 200
P.O. Box 83720, Boise, ID 83720-0031
Phone: 208.332.8000
Fax: 208.332.8097
www.finance.idaho.gov

More Information

View our Idaho Regulated Lender License | View our Idaho Collection Agency License

ILLINOIS LICENSURE INFORMATION

Costs and Terms of a Typical Installment Loan in the State of Illinois

The figures below are examples of our typical installment loan, and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months99%

Resources: Illinois

If you have questions or concerns about your loan, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

If we are unable to address your questions or concerns, you can also contact your state regulatory agency:

Illinois Department of Financial and Professional Regulation
320 West Washington Street, 3rd Floor
Springfield, IL 62786

All Inquiries: 1-888-473-4858
Professional Licensing: 1-800-560-6420
TTY: 1-866-325-4949
https://www.idfpr.com/DFI.asp

More Information:

OppLoans Illinois CILA License Certificate | IL Borrower’s Guide to Small Consumer Loans | View our City of Chicago Business License

Learn more about avoiding the risks of title and payday loans in Illinois in our State Guides section.

INDIANA LICENSURE INFORMATION

Loan Details in Indiana

The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.

Below, are example typical loan offers from our lending partners.

Financed by lending partners
Example Offers*Loan amountAPR**DurationPayments
$2,000160%9 Months9 Payments of $395.58
$3,000160%12 Months12 Payments of $514.60
$4,000160%18 Months18 Payments of $595.14

*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.

**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.

If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

KANSAS LICENSURE INFORMATION

Loan Details in Kansas

The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.

Below, are example typical loan offers from our lending partners.

Financed by our lending partners
Example Offers*Loan amountAPR**DurationPayments
$2,000160%9 Months9 Payments of $395.58
$3,000160%12 Months12 Payments of $514.60
$4,000160%18 Months18 Payments of $595.14

*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.

**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.

If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

View our Kansas Credit Notification License | View our Kansas Supervised Loan License

KENTUCKY LICENSURE INFORMATION

Loan Details in Kentucky

The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.

Below, are example typical loan offers from our lending partners.

Financed by our lending partners
Example Offers*Loan amountAPR**DurationPayments
$2,000160%9 Months9 Payments of $395.58
$3,000160%12 Months12 Payments of $514.60
$4,000160%18 Months18 Payments of $595.14

*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.

**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.

If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

LOUISIANA LICENSURE INFORMATION

Loan Details in Louisiana

The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.

Below, are example typical loan offers from our lending partners.

Financed by our lending partners
Example Offers*Loan amountAPR**DurationPayments
$2,000160%9 Months9 Payments of $395.58
$3,000160%12 Months12 Payments of $514.60
$4,000160%18 Months18 Payments of $595.14

*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.

**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.

If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

View our Louisiana Licensed Lender License | View our Collection Agency License

MAINE LICENSURE INFORMATION

Loan Details in Maine

The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.

Below, are example typical loan offers from our lending partners.

Financed by our lending partners
Example Offers*Loan amountAPR**DurationPayments
$2,000160%9 Months9 Payments of $395.58
$3,000160%12 Months12 Payments of $514.60
$4,000160%18 Months18 Payments of $595.14

*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.

**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.

If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

View our Maine Loan Servicer License | View our Maine General Creditor License  | View our Maine Loan Broker License

MICHIGAN LICENSURE INFORMATION

Loan Details in Michigan

The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.

Below, are example typical loan offers from our lending partners.

Example Offers*Loan amountAPR**DurationPayments
$2,000160%9 Months9 Payments of $395.58
$3,000160%12 Months12 Payments of $514.60
$4,000160%18 Months18 Payments of $595.14

*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.

**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.

If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

MINNESOTA LICENSURE INFORMATION

Loan Details in Minnesota

The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.

Below, are example typical loan offers from our lending partners.

Financed by our lending partners
Example Offers*Loan amountAPR**DurationPayments
$2,000160%9 Months9 Payments of $395.58
$3,000160%12 Months12 Payments of $514.60
$4,000160%18 Months18 Payments of $595.14

*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.

**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.

If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

View our Minnesota Collection Agency License | View our Minnesota Debt Collector License

MISSISSIPPI LICENSURE INFORMATION

Costs and Terms of a Typical Installment Loan in the State of Mississippi

The figures below are examples of our typical installment loan, and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPRLate Fee
$501-$2,5009-12 Months160%10% of scheduled payment after 16 calendar days past due

Resources: Mississippi

If you have questions of concerns about your loan, please contact the OppLoans Customer Support Team by phone at (800) 990-9130, Monday—Friday, 7 a.m. – 7 p.m. Central Time, or by sending an email to: info@opploans.com. If we are unable to address your questions or concerns, you can also contact your state regulatory agency:

MS Department of Banking and Consumer Finance
P.O. Box 12129
Jackson, MS 39236-2129
Local 601.321.6901
WATS 800.844.2499
Fax 800.844.2499
http://www.dbcf.state.ms.us/

More Information:

View our Mississippi license | View our Mississippi Customer Pamphlet

Learn more about avoiding the risks of title and payday loans in Mississippi in our in our State Guides section.

MISSOURI LICENSURE INFORMATION

Costs and Terms of a Typical Installment Loan in the State of Missouri

The figures below are examples of our typical installment loan, and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Resources: Missouri

If you have questions or concerns about your loan, please contact the Opportunity Financial Customer Support Team by phone at (855) 408 5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com. If we are unable to address your questions or concerns, you can also contact your state regulatory agency:

Missouri Division of Finance
Harry S. Truman State Office Building, Room 630
P.O. Box 716
Jefferson City, Missouri 65102
MAIN 573-751-3242
Fax: 573-751-9192
https://www.finance.mo.gov

More Information:
View our Missouri license

Learn more about avoiding the risks of title and payday loans in Missouri in our State Guides section.

MONTANA LICENSURE INFORMATION

Loan Details in Montana

The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.

Below, are example typical loan offers from our lending partners.

Financed by our lending partners
Example Offers*Loan amountAPR**DurationPayments
$2,000160%9 Months9 Payments of $395.58
$3,000160%12 Months12 Payments of $514.60
$4,000160%18 Months18 Payments of $595.14

*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.

**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.

If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

View our Montana Consumer Loan License

NEBRASKA LICENSURE INFORMATION

Loan Details in Nebraska

The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.

Below, are example typical loan offers from our lending partners.

Financed by our lending partners
Example Offers*Loan amountAPR**DurationPayments
$2,000160%9 Months9 Payments of $395.58
$3,000160%12 Months12 Payments of $514.60
$4,000160%18 Months18 Payments of $595.14

*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.

**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.

If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

NEVADA LICENSURE INFORMATION

Costs and Terms of a Typical Installment Loan in the State of Nevada

NOTICE OF FEES CHARGED FOR INSTALLMENT LOAN SERVICE

The following is a representative example for the Finance Charges for a $2,100 installment loan with OppLoans. This example is based on the assumption that the loan will be repaid as scheduled.

Amount FinancedFinance ChargeTotal of PaymentAPR
$2,100$1,648.45$3,748.45159.32%

Resources: Nevada

*Regulated by the State of Nevada Financial Institutions Division. The Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate. The above APR is based upon an example loan with a payment schedule of 19 bi-weekly payments  of $187.42 and a final payment of $187.42. Please note, the aforementioned finance charge is the total amount of interest that would be paid if the loan is kept out for the full term. Loans may be repaid without penalty. Loan approval and loan terms are based on the lender’s underwriting standards.

NOTICE OF RIGHT TO CONTACT THE STATE OF NEVADA FINANCIAL INSTITUTIONS DIVISION REGARDING CONCERNS OR COMPLAINTS

You may contact the State of Nevada Financial Institutions Division regarding concerns or complaints about the service provider with whom you are dealing with by writing or calling:

State of Nevada Dept. of Business & Industry
Financial Institutions Division
3300 W. Sahara Ave., Suite 250
Las Vegas, Nevada 89102
Toll Free: (866) 858-8951
Phone: (702) 486-2750
Fax: (702) 486-4563

OppLoans is an online high-interest loan provider regulated by the Nevada Financial Institutions Division and is licensed to do business with Nevada residents as a high-interest lender from the OppLoans offices located in Illinois and Nevada.

To file a complaint with Nevada Financial Institutions Division: http://fid.nv.gov/uploadedFiles/fidnvgov/content/Home/FID%20Generic%20Complaint%2003%2027%202017.pdf

More Information
View our Nevada City of Henderson Business LicenseView our Nevada State Business License | View our NV – Chicago Lender License | View our Henderson Lender License

NEW MEXICO LICENSURE INFORMATION

Costs and Terms of a Typical Installment Loan in the State of New Mexico

The figures below are examples of our typical installment loan, and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Resources: New Mexico

If you have questions or concerns about your loan, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to info@opploans.com.

This lender is licensed and regulated by:
New Mexico Regulation and Licensing Department
Financial Institutions Division
2550 Cerrillos Rd.
Santa Fe, NM 87505
(505) 476-4563

More Information
View our New Mexico license|View Small Loan Brochure | Loan Rate and Fees Disclosure

Learn more about avoiding the risks of title and payday loans in New Mexico in our State Guides section.

NORTH DAKOTA LICENSURE INFORMATION

Loan Details in North Dakota

The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.

Below, are example typical loan offers from our lending partners.

Financed by our lending partners
Example Offers*Loan amountAPR**DurationPayments
$2,000160%9 Months9 Payments of $395.58
$3,000160%12 Months12 Payments of $514.60
$4,000160%18 Months18 Payments of $595.14

*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.

**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.

If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

View our North Dakota Money Broker License | View our North Dakota Collection Agency License

OHIO LICENSURE INFORMATION

Loan Details in Ohio

The figures below are examples of our lending partner’s typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.

Below, are example typical loan offers from our lending partners.

Financed by our lending partners
Example Offers*Loan amountAPR**DurationPayments
$2,000160%9 Months9 Payments of $395.58
$3,000160%12 Months12 Payments of $514.60
$4,000160%18 Months18 Payments of $595.14

*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.

**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.

If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

OKLAHOMA LICENSURE INFORMATION

Loan Details in Oklahoma

The figures below are examples of our lending partner’s typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.

Below, are example typical loan offers from our lending partners.

Financed by our lending partners
Example Offers*Loan amountAPR**DurationPayments
$2,000160%9 Months9 Payments of $395.58
$3,000160%12 Months12 Payments of $514.60
$4,000160%18 Months18 Payments of $595.14

*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.

**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.

If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

OREGON LICENSURE INFORMATION

Loan Details in Oregon

The figures below are examples of our lending partner’s typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.

Below, are example typical loan offers from our lending partners.

Financed by our lending partners
Example Offers*Loan amountAPR**DurationPayments
$2,000160%9 Months9 Payments of $395.58
$3,000160%12 Months12 Payments of $514.60
$4,000160%18 Months18 Payments of $595.14

*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.

**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.

If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

View our 2020 Oregon Consumer Finance License.

RHODE ISLAND LICENSURE INFORMATION

Loan Details in Rhode Island

The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.

Below, are example typical loan offers from our lending partners.

Financed by our lending partners
Example Offers*Loan amountAPR**DurationPayments
$2,000160%9 Months9 Payments of $395.58
$3,000160%12 Months12 Payments of $514.60
$4,000160%18 Months18 Payments of $595.14

*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.

**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.

If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

View our RI Loan Broker and Debt Collector License.

SOUTH CAROLINA LICENSURE INFORMATION

Costs and Terms of a Typical Installment Loan in the State of South Carolina

The figures below are examples of our typical installment loan, and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$601-$4,0009-18 Months199%

Resources: South Carolina

If you have questions or concerns about your loan, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com. If we are unable to address your questions or concerns, you can also contact your state regulatory agency:

Consumer Finance Division South Carolina
3rd Floor, Edgar Brown Building
1205 Pendleton St.
Columbia, SC  29201
803-734-2020
Assistant Commissioner of Consumer Finance, Jim Copeland
Assistant Commissioner of Consumer Finance, Carl Jeffcoat
Administrative Assistant, Veronica Dale

More Information:

Consumer Rights and Responsibilities | View our Opportunity Financial Supervised Lenders License | View our Maximum Rate Schedule | View our Credit Grantor’s License | View our OppLoans Supervised Lenders License

Learn more about avoiding the risks of title and payday loans in South Carolina in our State Guides section.

SOUTH DAKOTA LICENSURE INFORMATION

Loan Details in South Dakota

The figures below are examples of our lending partner’s typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.

Below, are example typical loan offers from our lending partners.

Financed by our lending partners
Example Offers*Loan amountAPR**DurationPayments
$2,000160%9 Months9 Payments of $395.58
$3,000160%12 Months12 Payments of $514.60
$4,000160%18 Months18 Payments of $595.14

*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.

**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.

If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

View our South Dakota Money Lender License

TENNESSEE LICENSURE INFORMATION

Loan Details in Tennessee

The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.

Below, are example typical loan offers from our lending partners.

Financed by our lending partners
Example Offers*Loan amountAPR**DurationPayments
$2,000160%9 Months9 Payments of $395.58
$3,000160%12 Months12 Payments of $514.60
$4,000160%18 Months18 Payments of $595.14

*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.

**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.

If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

View our Tennessee Flexible Credit License

TEXAS LICENSURE INFORMATION

Credit Access Business

Opportunity Financial will not be the lender for loans received at this site. Opportunity Financial is a Credit Access Business. We will attempt to arrange a loan between you and a third party lender and service that loan once it is issued. Any questions, service issues or complaints about your loan will be addressed by Opportunity Financial and not the lender.

Loan Terms

First time borrowers are eligible for between $500-$4,000.
Your loan will paid back in equal, fully amortizing and reoccurring payments over a term period of up to 179 days.
You have the right to rescind your loan within 3 days of signing your loan contracts. To access the cancellation forms, Click Here.

Repayment

You have the right to repay your loan in full at any time with no pre-payment penalty. Your loan is structured to be paid back in equal fully amortizing installment payments over a term period of up to 179 days.

Fee Schedule and APR

Your Credit Access Business fee will be 189% APR. You will also be charged interest by your lender of 10.00% APR on loan principal and CAB fees. Click here to find fee schedules for three common loan amounts offered to our customers.

Consumer Disclosure Form

This link leads to disclosures, required by the state of Texas for all residents applying for a CAB loan or an extension, which outline the total costs associated with these types of loans of different amounts.

An Estimate of the Costs of a 5-6 month $500 Loan

An Estimate of the Costs of a 5-6 month $1,000 Loan

An Estimate of the Costs of a 5-6 month $1,500 Loan

Consumer Credit Notice

This business is licensed and examined by the State of Texas – Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, 800-538-1579, consumer.complaints@occc.state.tx.uswww.occc.state.tx.us.

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

If you have questions or concerns about your loan, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

View our Texas License |  View our Texas Credit Services Organization Registration Certificate

Learn more about avoiding the risks of title and payday loans in Texas in our State Guides section.

UTAH LICENSURE INFORMATION

Costs and Terms of a Typical Installment Loan in the State of Utah

The figures below are examples of our typical installment loan, and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Resources: Utah

If you have questions or concerns about your loan, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

If we are unable to address your questions or concerns, you can also contact your state regulatory agency:

Department of Financial Institutions
PO BOX 146800
Salt Lake City, UT 84114-6800
Phone: 801-538-8830
Fax: 801-538-8894 |
www.dfi.utah.gov

More Information:

View our Utah license | View our Opportunity Financial Collection Agency License | View our OppLoans Collection Agency License

Learn more about avoiding the risks of title and payday loans in Utah in our State Guides section. |

Loan Details in Virginia

The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.

Below, are example typical loan offers from our lending partners.

Financed by our lending partners
Example Offers*Loan amountAPR**DurationPayments
$2,000160%9 Months9 Payments of $395.58
$3,000160%12 Months12 Payments of $514.60
$4,000160%18 Months18 Payments of $595.14

*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.

**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.

If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

WASHINGTON LICENSURE INFORMATION

Loan Details in Washington

The figures below are examples of our lending partner’s typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.

Below, are example typical loan offers from our lending partners.

Financed by our lending partners
Example Offers*Loan amountAPR**DurationPayments
$2,000160%9 Months9 Payments of $395.58
$3,000160%12 Months12 Payments of $514.60
$4,000160%18 Months18 Payments of $595.14

*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.

**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.

If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

WISCONSIN LICENSURE INFORMATION

Costs and Terms of a Typical Installment Loan in the State of Wisconsin

The figures below are examples of our typical installment loan, and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Resources: Wisconsin

If you have questions or concerns about your loan, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

If we are unable to address your questions or concerns, you can also contact your state regulatory agency:

Department of Financial Institutions
4822 Madison Yards Way, North Tower
Madison, WI 53705

Office Hours: 7:45 am – 4:30 pm
Telephone: (608) 261-9555
TTY: 7-1-1 For hearing-impaired callers
Fax: (608) 261-7200
https://www.wdfi.org

More Information
View our Wisconsin License

Opportunity Financial, LLC is licensed under the Wisconsin Consumer Act Registration, License #52260 and Wisconsin Loan Company License #2846-LC.

Learn more about avoiding the risks of title and payday loans in Wisconsin in our State Guides section.

WYOMING LICENSURE INFORMATION

Loan Details in Wyoming

The figures below are examples of our lending partners’ typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for.

Loan AmountRepayment TermAPR
$500-$4,0009-18 Months160%

Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.

Below, are example typical loan offers from our lending partners.

Financed by our lending partners
Example Offers*Loan amountAPR**DurationPayments
$2,000160%9 Months9 Payments of $395.58
$3,000160%12 Months12 Payments of $514.60
$4,000160%18 Months18 Payments of $595.14

*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.

**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.

If you have questions or concerns regarding any installment loan product offered on this website, please visit our FAQs or contact the OppLoans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@opploans.com.

© 2020 Opportunity Financial, LLC. All Rights Reserved. Use of Opportunity Financial, LLC is subject to our Terms of Use and Privacy Policy.

California Disclosures and Privacy Policy | California Consumers can opt-out of the sale of personal information by clicking Do Not Sell My Info.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Applications submitted on this website may be originated by one of several lenders, including: Opportunity Financial LLC, a licensed lender in certain states; or one of our lending partners. All loans originated by our lending partners will be serviced by OppLoans.

DE residents: Opportunity Financial, LLC is licensed by the Delaware State Bank Commissioner, License No. 013016, expiring December 31, 2020.

NM Residents: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.

NV Residents: The use of high-interest loans services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

1 Subject to credit approval and verification. Actual approved loan amount and terms are dependent on standard underwriting guidelines and credit policies. Funds are typically deposited via ACH for delivery for next business day if verification is completed and final approval occurs before 7:30 PM ET, Monday-Friday. Availability of the funds is dependent on how quickly your bank processes the transaction.

2 OppLoans performs no credit checks through the three major credit bureaus Experian, Equifax, or TransUnion. Applicants’ credit scores are provided by Clarity Services, Inc., a credit reporting agency.

3 Testimonials reflect the individual's opinion and may not be illustrative of all individual experiences with OppLoans. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Check loan reviews.

4 Rates and terms vary by state. This is an expensive form of credit and you should determine whether our product(s) meets your financial needs.

5 According to the Consumer Federation America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums, and carry an average annual percentage rate (APR) of 400%. The maximum APR for a loan offered through and serviced by OppLoans is 199% and loan sizes range from $500 to $5,000. https://paydayloaninfo.org/facts

† OppLoans reports customer payment history to the three major credit bureaus. On-time payments may improve credit score. Credit reporting not available for Texas customers.

USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to info@opploans.com.

Our Commitment to Accessibility

Opportunity Financial, LLC is committed to making our website's content accessible and user friendly to everyone. If you are having difficulty viewing or navigating the content on this website, or notice any content, feature, or functionality that you believe is not fully accessible to people with disabilities, please call our Customer Service team at (855) 408-5000 or email our team at info@opploans.com with “Disabled Access” in the subject line and provide a description of the specific feature you feel is not fully accessible or a suggestion for improvement. We take your feedback seriously and will consider it as we evaluate ways to accommodate all of our customers and our overall accessibility policies. Additionally, while we do not control such vendors, we strongly encourage vendors of third-party digital content to provide content that is accessible and user friendly.

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.