Loan Details in New Jersey

The figures below are examples of our lending partner’s typical installment loan offers and do not serve as guarantee of any rates and terms that you may qualify for:

Loan Amount Repayment Term APR
$500-$4,000 9-18 Months 160%-179%

Our lending partners will be responsible for underwriting and approving loans, as well as funding approved loans. All loans will be serviced by OppLoans.

Below, are example typical loan offers from our lending partners.

Financed by lending partners

Example Offers*


Loan amount APR** Duration Payments
$2,000 160% 9 Months 9 Payments of $394.58
$3,000 160% 12 Months 12 Payments of $514.60
$4,000 160% 18 Months 18 Payments of $595.14


*These Example Offers are representative examples of the typical extensions of credit our lending partners offer to qualified applicants. Our lending partners offer a range of possible combinations of credit terms. The above examples do not serve as guarantee of any rates and terms that you may qualify for.

**Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate.

Resources: New Jersey

If you have questions or concerns about your loans, please contact the Opportunity Financial Customer Support Team by phone at (800) 990-9130, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to If we are unable to address your questions or concerns, you can also contact your state regulatory agency:

New Jersey Department of Banking and Insurance (NJDOBI)

NJDOBI, P.O. Box 471, Trenton, New Jersey, 08625-0471

Phone: (609) 292-7272

Fax: (609) 777-0508 or (609) 292-2431