What is a Line of Credit?

We provide the best possible product we can for our customers based on your state of residence. Our line of credit product is a revolving credit account that allows you to access money when you need it. If you live in Kansas, Tennessee or Virginia, we can offer you a line of credit.

Credit Limit

If approved, you will receive a $500 to $4000 line of credit in its full amount as soon as the next business day. This amount will be your Credit Limit. As you make payments on your line of credit, you may request additional advances. However, any additional withdrawals must be less than your Credit Limit.

Payments

With a line of credit, the amount of your payments may vary depending on how much money you withdraw. Your payments may also vary from month to month depending on your specific loan terms and how quickly you choose to repay your loan.

Every billing cycle we will charge you a minimum required payment on your line of credit. However, you can repay your line of credit sooner or make voluntary payments at any time to reduce charges on your line.

  • Minimum Required Payment: We will not know what your payment amount will be until your loan is funded and structured. Minimum required payments will vary based on your Credit Limit, your terms, your interest rate, as well as the state you live in. Please see our Rates & Terms section for more information.
  • Billing Cycle: Minimum required payments can be due every two weeks, twice a month, or monthly, depending on how often you are paid. If you are paid every week or every two weeks, your payments will be due every two weeks.  If you are paid twice a month, your payments will be due twice a month.  If you are paid monthly your payments will be due once per month.