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How do I access money from my Line of Credit?

If you have available credit, you can request to draw funds from your Line of Credit via the customer portal. Draw requests, a minimum of $50 or greater, submitted prior to 12:00 PM Central Time on a business day will have funds deposited on the same day, directly into the bank account on file.1  Availability of the funds is dependent on how quickly your bank processes the transaction.

Please note that a 10% Cash Advance Fee is assessed and deducted upfront from each requested Draw amount, and you will receive the remaining Advance Proceeds to your bank account onfile.7

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.

Fees

Cash Advance Fee

10% of the amount of each Cash Advance. (This fee is a Finance Charge).

Carried Balance Fee

Assessed each Billing Cycle based on the Carried Balance and the outstanding Average Daily Balance. (This fee is a Finance Charge).

Average Daily Balance Billing Cycle Charge
Biweekly Semi-Monthly Monthly
$0.00 - $25.00 $0 $0 $0
$25.01 - $250.00 $14 $16 $23
$250.01 - $500.00 $28 $31 $62
$500.01 - $750.00 $36 $39 $79
$750.01 - $1,000.00 $52 $57 $114