Servicemembers Civil Relief Act (SCRA) Benefits FAQs

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The SCRA is a federal law that provides a range of legal and financial protections for full-time active-duty service members of the five military branches; reservists on federal active duty; members of the National Guard on federal orders for a period of more than 30 days; and the commissioned corps of the Public Health Service ...
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SCRA benefits and protections are available to:

Active-duty military members of the five military branches

Army, Navy, Air Force, Marine Corps, Coast Guard and Space Force

Reservists, upon receiving orders for active duty
Members of the National Guard called to active service for a period of 30 or more days
U.S. citizens serving with allied military forces for the prosecution ...
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Under SCRA, the interest rate on loans you took out before your active duty started must be reduced to a maximum of 6% per year during your military service.
Our SCRA policies go above and beyond the statute’s requirements to provide servicemembers with relief due to deployment. From the earliest date allowed by statute, the customer’s ...
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SCRA benefits are not automatic and require you to notify us in writing and include a copy of your orders to active duty service or a letter from your commanding officer that shows the date you began active duty service.
If you believe that you are eligible for SCRA benefits, please send us a copy of ...
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If you have any questions or concerns, please do not hesitate to contact us at (855) 408-5000 or via email at

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