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Loan Funding FAQs

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We currently do not offer instant funding. Funds may be deposited for delivery to your bank via ACH as soon as the same business day if verification is completed and final approval occurs before 12:00 pm CT on a business day. If approval occurs after 12:00 pm CT on a business day or on a ...
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Receipt of your funds will vary based on the time at which your application was approved. The cutoff time for same-day funding is 12:00 pm CT on a business day. If you are approved after the cutoff for same-day funding, you may receive your funds as soon as the next business day. 
For example, if your ...
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You may be eligible for same-day funding if verification is completed and final approval occurs before 12:00 pm CT on a business day.1
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Same-day funding allows you to receive your funds as soon as the same business day the loan is approved, if approval occurs before the cutoff time.
Same-day funding may occur if verification is completed and final approval occurs before 12:00 pm CT on a business day. If approval occurs after 12:00 pm CT on a business ...
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When you receive your funds will vary based on the time at which your application was approved. You will receive an email notification once your loan is approved.
Funds may be deposited for delivery to your bank via ACH as soon as the same business day if verification is completed and final approval occurs before 12:00 ...
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We work hard to offer our customers a quick and convenient funding process. Depending on when your loan is approved, funds may be deposited in your account on file as soon as the same business day.1 The actual time it takes for the funds to become available in your account depends on your financial institution.
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Applications submitted on this website may be originated by one of several lenders, including: Opportunity Financial LLC, a licensed lender in certain states; or one of our lending partners. All loans originated by our lending partners will be serviced by OppLoans.

NV Residents: The use of high-interest loans services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

1Subject to credit approval and verification. Actual approved loan amount and terms are dependent on standard underwriting guidelines and credit policies. Funds may be deposited for delivery to your bank via ACH as soon as the same business day if verification is completed and final approval occurs before 12:00 PM CT on a business day. If approval occurs after 12:00 PM CT on a business day or on a non-business day, funds may be delivered as soon as the next business day. Availability of the funds is dependent on how quickly your bank processes the transaction.

USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at (800) 990-9130, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to info@opploans.com.

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