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OppLoansFAQLoan ApplicationWhen will I receive my funds?

When will I receive my funds?

The receipt of your funds will vary based on the time at which your application was approved. You will receive an email notification once your loan is approved.

Monday through Thursday: If your application is approved before 8:00 PM CT Monday through Thursday, you can expect your funds the next business day.

Friday before 8:00 PM CT: If your loan is approved before 8:00 PM CT on Friday, you can expect your funds on Monday.

Friday after 8:00 PM CT through Sunday: If your loan is approved after 8:00 PM CT Friday, Saturday, or Sunday, you can expect your funds on Tuesday. If your approval day or deposit day happens to be a bank holiday, please allow for one (1) extra business day of processing.

The exact time of funding depends on when your bank will post the ACH (Automated Clearing House) credits to your bank account. If you experience a delay, please reach out to your bank directly.

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California Disclosures and Privacy Policy | California Consumers can opt-out of the sale of personal information by clicking Do Not Sell My Personal Information.

Applications submitted on this website may be originated by one of several lenders, including: Opportunity Financial LLC, a licensed lender in certain states; or one of our lending partners. All loans originated by our lending partners will be serviced by OppLoans.

NV Residents: The use of high-interest loans services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

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To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at (800) 990-9130, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to info@opploans.com.

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.