What if I miss the cutoff for same-day funding? When will I receive my funds?

Receipt of your funds will vary based on the time at which your application was approved. The cutoff time for same-day funding is 12:00 pm CT on a business day. If you are approved after the cutoff for same-day funding, you may receive your funds as soon as the next business day. 

For example, if your loan is approved after 12:00 pm CT Friday, or on Saturday or Sunday, you may receive your funds as soon as Monday. If approval occurs on a bank holiday, please allow for one (1) extra business day of processing. 

Availability of the funds is dependent on how quickly your bank processes the transaction. If the funds have not been deposited by your expected funding date, please call us at (800) 990-9130 to verify your banking details are correct.


© 2024 Opportunity Financial, LLC. All Rights Reserved. Use of Opportunity Financial, LLC is subject to our Terms of Use and Privacy Policy.

California Disclosures and Privacy Policy | California Consumers can opt-out of the sale of personal information by clicking Do Not Sell My Personal Information.

Applications submitted on OppLoans' website will be originated by one of our lending partners. All loans originated by our lending partners will be serviced by OppLoans.


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at (800) 990-9130, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to info@opploans.com.

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.