What if I miss the cutoff for same-day funding? When will I receive my funds?
Receipt of your funds will vary based on the time at which your application was approved. The cutoff time for same-day funding is 12:00 pm CT on a business day. If you are approved after the cutoff for same-day funding, you may receive your funds as soon as the next business day.
For example, if your loan is approved after 12:00 pm CT Friday, or on Saturday or Sunday, you may receive your funds as soon as Monday. If approval occurs on a bank holiday, please allow for one (1) extra business day of processing.
Availability of the funds is dependent on how quickly your bank processes the transaction. If the funds have not been deposited by your expected funding date, please call us at (800) 990-9130 to verify your banking details are correct.
California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.
Please be advised that you will no longer be subject to, or under the protection of, OppFi's privacy and security policies. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of OppFi. Further, OppFi is not responsible for and does not endorse, guarantee, or monitor content, availability, viewpoints, products, or services that are offered or expressed on external websites.