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How does the Cash Advance Fee work?

We assess a Cash Advance Fee (a finance charge) of ten percent (10%) of the total Cash Advance amount for each Draw you make on youraccount.8 When you request a Cash Advance, we will deduct the Cash Advance Fee amount from the total Cash Advance request amount, and we will deliver the remaining amount (the Advance Proceeds) to your bank account on file. Your Advance Proceeds will always be less than the total amount you must repay.

  • How it works: If you ask for $1,000, you will receive $900 in your bank account because $100 is deducted as the Cash Advance Fee.
  • What you owe: You still owe the full $1,000, which gets added to your total account balance.8

Please see the Cost and Terms for details regarding the cost and availability of products in your state of residence.

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.

Fees

Cash Advance Fee

10% of the amount of each Cash Advance. (This fee is a Finance Charge).

Carried Balance Fee

Assessed each Billing Cycle based on the Carried Balance and the outstanding Average Daily Balance. (This fee is a Finance Charge).

Average Daily Balance Billing Cycle Charge
Biweekly Semi-Monthly Monthly
$0.00 - $25.00 $0 $0 $0
$25.01 - $250.00 $14 $16 $23
$250.01 - $500.00 $28 $31 $62
$500.01 - $750.00 $36 $39 $79
$750.01 - $1,000.00 $52 $57 $114