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How can I repay my personal loans?

It’s important to OppLoans to offer easy and convenient ways to pay back your loan. The most popular and preferred method for many customers is through electronic fund transfer (EFT). We also offer a recurring payment option of remotely created checks.

For one-time payments, we accept debit cards and EFT. Please review details about each payment method below, including the cutoff times:

Electronic Fund Transfer (ACH Debits)

This is the most popular repayment method for many customers. ACH stands for Automated Clearing House and is a form of electronic debit. We electronically debit your bank account for the amount you owe and the debits coincide with your due dates. You must set up ACH or make changes to your ACH payment two business days before your payment due date. Typically, you will see the debit go through within (2) business days of your due date but check with your financial institution for details on their ACH practices. A payment scheduled on a holiday or weekend may not process until the next business

Debit Cards

OppLoans accepts debit cards for one-time payments. Typically, debit card payments are applied the same day. For example, if your payment is due on January 5, your debit card payment must be made on or before January 5 during the hours of operation.

You can set up a one-time or recurring debit card in the customer portal or by calling us at 855-408-5000.


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