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Debt & Loans

Debt doesn’t have to be scary when you have the right guidance.

Almost everyone borrows money at some point in their lives. You may need to borrow money to pay for college or to finance a house or car.

Borrowing can help us pay for these important items, but it can also put us in financial trouble if we take on too much debt and fail to pay it back.

In this course, we’ll teach you how to manage debt responsibly. We’ll teach you how to use good debt to pay for things you need and if you have bad debt, we’ll give you the tools to help you pay it down.

Lesson 9:

What is Debt?

You owe money when you have debt. Different types of debt require different strategies for managing them.

Lesson 10:

How to Reduce Debt

There are solutions to help you manage your debt if you’re having trouble. We’ll show you how.

Test Your Knowledge

Lesson 11:

What Happens If You Don’t Repay a Loan

Learn how delinquencies, late payments, and defaults can negatively impact your credit.

Test Your Knowledge

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