The OppU curriculum was developed in accordance with the national standards for financial literacy published by the Jump$tart Coalition for Personal Financial Literacy. Each lesson teaches concrete skills and aligns with Jump$tart’s guidelines for comprehensive financial education.
Assistance and oversight were provided by Beth Tallman, MBA, and Anne Logue, MBA, CFA.
Our educator’s guide is available to download and print for use in the classroom.
OppU Lesson | National Standard |
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Lesson 1 | Spending and Saving. Standard 1: Develop a plan for spending and saving. |
Lesson 2 | Spending and Saving. Standard 1: Develop a plan for spending and saving. |
Lesson 3 | Spending and Saving. Standard 2: Develop a system for keeping and using financial records. |
Lesson 4 | Spending and Saving. Standard 1: Develop a plan for spending and saving. |
Lesson 5 | Credit and Debt. Standard 1: Analyze the costs and benefits of various types of credit. |
Lesson 6 | Credit and Debt. Standard 2: Summarize a borrower’s rights and responsibilities related to credit reports. |
Lesson 7 | Credit and Debt. Standard 2: Summarize a borrower’s rights and responsibilities related to credit reports. |
Lesson 8 | Credit and Debt. Standard 1: Analyze the costs and benefits of various types of credit. |
Lesson 9 | Credit and Debt. Standard 1: Analyze the costs and benefits of various types of credit. |
Credit and Debt. Standard 3: Apply strategies to avoid or correct debt management problems. | |
Lesson 10 | Credit and Debt. Standard 3: Apply strategies to avoid or correct debt management problems. |
Lesson 11 | Credit and Debt. Standard 1: Analyze the costs and benefits of various types of credit. |
Credit and Debt. Standard 3: Apply strategies to avoid or correct debt management problems. |
Jump$tart Coalition for Personal Financial Literacy. (2015). National standards in K-12 personal finance education (4th ed.). Washington, D.C.
Lesson 1: Money In, Money Out
Topics and Skills
Standards Alignment
Lesson Goals At the end of this lesson, students will know how to:
Lesson 2: Spend Less Than You Make Topics and Skills
Standards Alignment Spending and Saving. Knowledge Statements.
Spending and Saving. Standard 1: Develop a plan for spending and saving.
Lesson Goals At the end of this lesson, students will know how to:
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Lesson 3: How to Create a Budget
Topics and Skills
Standards Alignment Spending and Saving. Knowledge Statements.
Spending and Saving. Standard 2: Develop a system for keeping and using financial records.
Lesson Goals At the end of this lesson, students will know how to:
Topics and skills
Standards Alignment Spending and Saving. Knowledge Statements.
Spending and Saving. Standard 1: Develop a plan for spending and saving.
Lesson Goals At the end of this lesson, students will know how to:
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Lesson 5: What is Credit?
Topics and Skills
Standards Alignment Credit and Debt. Knowledge Statements.
Lesson Goals At the end of this lesson, students will know:
Lesson 6: Credit Reports & Credit Scores Topics and Skills
Standards Alignment Credit and Debt. Knowledge Statements.
Credit and Debt. Standard 2: Summarize a borrower’s rights and responsibilities related to credit reports.
Lesson Goals At the end of this lesson, students will know:
Lesson 7: How to Improve Your Credit Topics and Skills
Standards Alignment Credit and Debt. Standard 2: Summarize a borrower’s rights and responsibilities related to credit reports.
Lesson Goals At the end of this lesson, students will know how to improve credit using four strategies:
Lesson 8: Credit Cards & Debit Cards Topics and Skills
Standards Alignment Credit and Debt. Standard 1: Analyze the costs and benefits of various types of credit.
Lesson Goals At the end of this lesson, students will know:
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Lesson 9: What is Debt?
Topics and Skills
Standards Alignment Credit and Debt: Knowledge Statements.
Credit and Debt: Standard 1: Analyze the costs and benefits of various types of credit.
Credit and Debt: Standard 3: Apply strategies to avoid or correct debt management problems.
Lesson Goals At the end of this lesson students will know:
Topics and Skills
Standards Alignment Credit and Debt. Knowledge Statements.
Credit and Debt. Standard 3. Apply strategies to avoid or correct debt management problems.
Lesson Goals At the end of this lesson students will know three steps to take to reduce debt:
Lesson 11: Consequences of Missing Payments Topics and Skills
Standards Alignment Credit and Debt: Standard 1: Analyze the costs and benefits of various types of credit.
Credit and Debt. Standard 3. Apply strategies to avoid or correct debt management problems.
Lesson Goals At the end of this lesson students will know:
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