Honeyfi app logo



At a Glance:

A budget app for couples.


  • Automatic Sorting
  • Automatically Tracks Spending
  • Group Multiple Accounts Together
  • Link to Bank
  • Link to Credit Card
  • Offers Financial Advice
  • Sync With Other Users


Use it if: You’re in a couple and want to manage your finances together. Honeyfi lets you and your partner look at all of your financial accounts in one place. And because some couples don’t fully merge their funds, you can choose which aspects of your funds you want to be visible to your partner. The app will also track your spending and suggest ways you and your significant other can save more money.

Try it out: App Store, Play Store

Interview with Sam Schultz, co-founder and CAO of HoneyFi

OppLoans: What benefits does the Honeyfi app provide your users?

Sam: We help couples lead happier lives and save money by making it simple to integrate their finances and work toward goals together.

OppLoans: What features are you most proud of?


Control: We give each partner a different Honeyfi account and the ability to control how much they share with their partner for every linked bank account (balances, transactions, both, or neither). That kind of control is particularly important for the two-thirds of Millennial couples who don’t completely merge their finances.

Automated budgeting and bill tracking: We automatically suggest a household budget and identify recurring bills for couples based on their previous spending. By doing the heavy lifting, we make it much easier for couples to stay on top of their spending.

Tracking everything in one place: Many couples have over 10 accounts between both partners, including checking, savings, investment, mortgage, and retirement. Tracking all of those accounts is challenging, but we simplify that process by allowing you to see your balances and net worth in one place.

Communication tools: We spark healthy conversations about money (in the app and in real life) with simple communication tools. For example, a user can add comments and reactions to transactions, and when that happens, their partner receives a notification. A lot of times the comments are playful. But we’ve also heard many stories of one partner catching a mistaken or fraudulent charge on the other partner’s account in Honeyfi, which they would’ve otherwise missed.

OppLoans: What’s the story behind the creation of Honeyfi?

Sam: Honeyfi was created because each of the founders tried integrating finances with our partners and struggled. We each had trouble aligning with our partner about money and planning for our future together. We looked for solutions designed for couples but found nothing. So, we decided to build it ourselves. With Honeyfi, our mission is to help couples stress less and accomplish more with their money.

OppLoans: Are there any upcoming features or releases you’d like our readers to be aware of?

Sam: We are revamping our analytics to make everything simpler and easier to navigate. We also have some big features we’re working on, but I can’t share too much just yet. Stay tuned! 🙂