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Building Credit

Paying off your credit card balance in full, maintaining a good debt utilization ratio, and paying your debts on time can help build your credit score.

Improving your credit score is generally a slow process. There’s no quick fix to undo years of negative financial information and habits. The good news: It is still possible for your credit score to improve over time.

Check your credit score and credit report yearly to identify opportunities for improvement.

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.