Christmas Loans

The Holiday Borrowing Risk List

About the Experts 

AdaPia d’Errico (@adapia) is a relentless entrepreneur and strategist with deep domain expertise in branding, positioning, crowdfunding and real estate investing. She is a prominent female fintech executive, having served as Chief Marketing Officer at Patch of Land and Chief Operating Officer at AlphaFlow. She is widely recognized for bringing national awareness to real estate crowdfunding. She can be reached at
Kelly Phillips Erb (@taxgirl) is a Senior Editor at Forbes Media, LLC where she writes about tax and tax policy, including tax-related security & technology issues. She was previously a managing shareholder at The Erb Law Firm, P.C., where she focused on tax law for businesses and families. Read more of her work at
Bruce McClary (@BruceMcclary)provides marketing and media relations support for the National Foundation for Credit Counseling (NFCC), Inc. based in Washington, D.C. McClary is considered a subject matter expert, and interfaces with the national media, serving as a primary representative for the organization. McClary began his career in the credit counseling sector in 1998. During his 16 years in the industry, McClary has provided one-on-one financial counseling to thousands of consumers, trained counselors and financial educators, and reached tens of thousands more through print and broadcast media. He has been a featured financial expert for the nation’s top media sources, including: MSNBC, NBC News, The New York Times, the Wall Street Journal, the Los Angeles Times, CNN, MarketWatch, Fox Business, and hundreds of local media outlets. His background in the financial service sector includes experience as a debt collector and lender, with some work in the mortgage industry.

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