At a Glance:
- Automatically Tracks Spending
- Link to Bank
- Overdraft Protection
- Unique Savings Account
Use it if: You’re comfortable not just allowing an app access to your bank account, but the ability to automatically transfer savings at will. Digit will track your habits and begin transferring money to a unique savings account based on your spending habits. Digit is very confident in their program’s abilities. In fact, if they ever accidentally overdraft your account, they’ll pay the fee for you. It’s up to you if you feel comfortable leaving your savings in the hands of our future robot overlords. The app is free, so it won’t cost you anything to give it a try.