Money Box. Savings Goals

Money Box. Savings Goals app logo


Free, or can pay for ad free version.

At a Glance:

A savings app that works sort of like a virtual vision board, except you’ll actually be putting money aside instead of just hopes.


  • Alerts
  • Goal Setting
  • Social Features


Use it if: You don’t mind manually assigning your savings, and you have a very goal-focused approach to your finances. Money Box is sort of like a vision board with a plan attached. Your goals have images attached to them so you can remember what you’re saving up for. You can set regular alerts to make sure you don’t forget to put money aside, and you can share your progress through social media to get support from your friends (or learn you need better friends).

Try it out: App Store

Money Box
Interview with Andrey Alekseenko, Money Box developer

OppLoans: What features of Money Box are you most proud of?

Andrey: I guess the biggest thing about Money Box is that it was created to fulfill only one small, even tiny, purpose for its users but to do it perfectly and better than anybody else. It seems to be working this way.

It allows users to create their savings goal. It may be a vacation, emergency fund, the down payment for a new house, or some bigger item a user has been dreaming of. Users set the goal (amount, currency), deadline, and frequency of savings, and then Money Box will calculate a savings plan and remind the user when saving needs to be done.

Making it easy and fun to use is the most critical feature of the app.

OppLoans: What benefits does Money Box provide your users?

Andrey: It gives a sense that dreams are achievable. It quantifies your dreams, puts up a plan, and gently forces you to implement it.

In a way, it is a habit forming app with a positive feedback loop. Once you successfully save for, say, a vacation in your dream place, you continue with more creative, more important savings goals.

OppLoans: What’s the story behind the creation of Money Box?

Andrey: We always knew that our app would be in the finance category. I myself am a big personal finance geek, so the category was easy to define. But apps in the finance category are so boring – it is mostly about past, history, librarian-type apps. We, however, wanted to give the users something for the future, some tool which will link the future with the present, which will the help user learn behaviors toward tomorrow’s goals.

Then we created a ton of sketches and wireframes. And finally we cut all that was unnecessary and kept only naked essentials – and out came Money Box.

OppLoans: Are there any upcoming features or releases you’d like our readers to be aware of?

Andrey: Our approach is to make a perfect tiny app and help people fulfill one need in a perfect way. That’s why there is not much room to add features, but rather to polish existing ones. Otherwise, your app can quickly become big and messy – we have all seen when a great app, after few initial releases, becomes unusable. So we avoid that and we polish what’s working.

Right now we are carefully rethinking integration with social media (the feature was available in early versions but then we dropped it due to rough implementation). We want to allow our users to share their goals and saving progress in Money Box with friends as a tool to engage and motivate them toward fulfilling their goals. This might appear in future releases. We appreciate any ideas/comments on this feature.

We also want Money Box to be available to non-English speaking and non-iOS users. That’s why we recently released an Android version as well as Japanese, Chinese, and Spanish language options.