Skip to main content

 

Payday Loans

Payday loans are small-dollar loans with fast funding and short repayment periods. Payday loans usually don’t require a credit check, and according to the U.S. Consumer Financial Protection Bureau, have an average annual percentage rate (APR) of 400%. Usually, the loan is due by the borrower’s next payday.  Some people will turn to a payday loan if they have an emergency expense and no other options for cash available. To avoid a payday loan, pay off your debt to improve your credit score and focus on creating an emergency savings fund for unanticipated expenses.

 

Financial Health Guides

contract_delete

Bad Credit Loans

A bad credit loan can help an individual whose credit score isn’t high enough to receive a loan from a traditional financial institution. Read More

rule_folder

No Credit Check Loans

Lenders that offer no-credit-check loans typically don’t look at your traditional credit history, and can be an option for those with bad credit or no credit. Read More

article_shortcut

Installment Loans

There are many forms of credit and financial products, the installment loan is a common one. Read More

demography

Personal Loans

Personal loans come in a variety of shapes and sizes. Here’s a bite-size FAQ to break down the basics. Read More

  • contract_delete

    Bad Credit Loans

    A bad credit loan can help an individual whose credit score isn’t high enough to receive a loan from a traditional financial institution. Read More

  • rule_folder

    No Credit Check Loans

    Lenders that offer no-credit-check loans typically don’t look at your traditional credit history, and can be an option for those with bad credit or no credit. Read More

  • article_shortcut

    Installment Loans

    There are many forms of credit and financial products, the installment loan is a common one. Read More

  • demography

    Personal Loans

    Personal loans come in a variety of shapes and sizes. Here’s a bite-size FAQ to break down the basics. Read More

shield

By clicking Continue, you will be taken to an external website that is not operated or managed by OppFi.

Please be advised that you will no longer be subject to, or under the protection of, OppFi's privacy and security policies. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of OppFi. Further, OppFi is not responsible for and does not endorse, guarantee, or monitor content, availability, viewpoints, products, or services that are offered or expressed on external websites.

Continue

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.