More About the Author

Carly Rae Zent

Carly Rae Zent

Carly Marie is a content marketing specialist from Florida who covers personal finance. Through her writing, she strives to educate and connect with readers.

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Are They Worth it? Monthly Subscriptions

These subscriptions — if used responsibly — can help shave your budget in other areas.

Posted on: February 07, 2020

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7 Apps That Help You Build a Savings Account

Start saving now without ever visiting the bank.

Posted on: January 04, 2020

Alternative Christmas Gifts and Traditions to Help Your Family Afford the Holidays

You don't have to go broke to guarantee your family a Merry Christmas. Try out these money-saving tips and skip the holiday shopping craze.

Posted on: December 07, 2019

Cyber Monday is Here: Cautionary Tales for Your Wallet

Avoid scams, markups, and identity theft while shopping for holiday deals.

Posted on: December 02, 2019

Baby, it’s Cold Outside: How Can I Find Affordable Winter Clothes?

Here's how you can bundle up without blowing your budget.

Posted on: November 21, 2019

Are Name Brands Necessary? Surprising Items You Can Find at the Dollar Store

Avoid running up your credit card for items you can buy at a fraction of the cost elsewhere. Here’s how you can save your pennies on frequently-bought items.

Posted on: October 23, 2019

Get an Education Without Going Broke

Access to higher education has become a luxury for many in the United States. Learn how to get your degree without going into (too much) debt.

Posted on: October 19, 2019

How Do Millionaires Go Broke?

Poor budget choices and failure to follow simple basic financial principles can send even the richest people with a high net worth into debt.

Posted on: October 10, 2019

Does a Late Rent Payment Affect Your Credit?

Paying rent at the same time each month can be a challenge, especially if your payday schedule doesn't align with your landlord's due date.

Posted on: September 28, 2019

Tips on Saving Money with Two Wheels

Biking instead of driving comes with both pros and cons, but it’s hard to argue with the overall cost savings.

Posted on: September 20, 2019