Due to the upcoming bank holiday on Friday, 7/4, our Originations Support Team will be available from 7 a.m. - 8 p.m. CDT. Our Payments Department will be closed. Customers approved after 12:00 p.m. CDT on Thursday, 7/3 through 11:59 a.m. CDT on Monday, 7/7 may be funded as soon as Monday, 7/7.

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Managing Debt

Debt is an obligation that can help pay for purchases, such as a home or higher education expenses, at a later date. Debts can be split up into four categories: secured, unsecured, revolving, and installment.

An excessive amount of debt can not only be financially stressful, but it can also negatively impact a person's credit rating. Your debt will affect your credit-utilization ratio, which is the amount of money you owe compared with the total amount of available credit.

No matter what type of debt you have, it’s important to make on-time payments to stay on good terms with your creditors.

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.