More About the Author

Alex Huntsberger

Alex Huntsberger

Alex Huntsberger has covered loans, credit scores, and personal finance for OppLoans since 2015. He is a graduate of Oberlin College and a regular contributor to the Chicago Sun-Times.
A room full of furniture, including a red couch and a brown dresser, with a for sale sign posted on the wall
Shopping for Furniture with a Bad Credit Score?

Here are tips on scouting quality furniture for a fraction of the price — and without the high interest rates.

Posted on: January 31, 2020


a red car next to a large pile of money
Can You Get a Title Loan Without a Car Title?

What’s in a name? Do you really need a literal car title in order to get a title loan?

Posted on: December 24, 2019


Can Your Social Security Benefits be Garnished to Pay a Debt?

Creditors can garnish your paycheck or your bank account in order to collect on an unpaid debt, but can they garnish government benefits?

Posted on: December 06, 2019


Can Paying Off Your Student Loans Affect Your Credit Score?

Sometimes, your credit score will react to certain financial behavior in unexpected ways. What happens when you pay off a student loan is a great example.

Posted on: November 21, 2019


Millennials Love Using Uber, but Seniors are the Ones Driving

Turns out that driving for a ride-hailing and rideshare app can be a great way for retirees to earn some extra income — and fill their spare time.

Posted on: November 15, 2019


Skipping a Bill Payment This Month? Think Again

One negative mark or past due bill payment on your credit report can take years to repair.

Posted on: October 11, 2019


Can Medical Debt Affect Your Credit?

Unpaid medical bills can end up on your credit report.

Posted on: August 08, 2019


Credit Card Cash Advances Can Flag You as Risky

Taking out too many cash advances can hurt your customer profile with your credit card company.

Posted on: July 25, 2019


Can You Repair Bad Credit for Free? Yes and No.

If you are considering hiring a credit repair company to improve your score, you need to have all the facts before you make your decision. 

Posted on: July 09, 2019


Am I Alone? The Number of People with Poor Credit in America

If you feel like you're part of a small minority of Americans who have poor credit, it might help to know that you're not alone—not by a long shot.

Posted on: July 03, 2019