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OppLoans > News Briefs > Regulation

Inside Subprime: News About Regulation

CFPB Looks to Start Hiring Again After 2-Year Freeze

Posted on: September 26, 2019


Expert Says Private Parking Arrangement is Similar to Nashville Payday Loans

Posted on: June 21, 2019


CFPB Analyzes Data on Youth Financial Education Efforts

Posted on: May 16, 2019


“Mini-CFPB” Could Be Future for California

Posted on: May 15, 2019


US Senators Reintroduce Bill to Eliminate CFPB

Posted on: May 08, 2019


CFPB’s Kraninger Announces Advisory Board Changes That Diverge from Mulvaney’s Policies

Posted on: May 01, 2019


CFPB Issues Annual Fair Debt Collection Practices Act Report

Posted on: April 29, 2019


CFPB’s Kraninger on Financial Education: “Today’s consumers need these skills more than ever.”

Posted on: April 26, 2019


Reports Claim Decline of Consumer Protections

Posted on: April 24, 2019


Kraninger announces that CFPB will remain CFPB, despite Mulvaney’s efforts to rebrand to BCFP

Posted on: January 22, 2019


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Applications submitted on this website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Sandy, UT, member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans. Please refer to our Rates and Terms page for more information.

CA residents: Opportunity Financial, LLC is licensed by the Commissioner of Business Oversight (California Financing Law License No. 603 K647).

DE residents: Opportunity Financial, LLC is licensed by the Delaware State Bank Commissioner, License No. 013016, expiring December 31, 2019.

NM Residents: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.

NV Residents: The use of high-interest loans services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

OppLoans performs no credit checks through the three major credit bureaus Experian, Equifax, or TransUnion. Applicants’ credit scores are provided by Clarity Services, Inc., a credit reporting agency.

Based on customer service ratings on Google and Facebook. Testimonials reflect the individual's opinion and may not be illustrative of all individual experiences with OppLoans. Check loan reviews.

* Approval may take longer if additional verification documents are requested. Not all loan requests are approved. Approval and loan terms vary based on credit determination and state law. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day.

†TX residents: Opportunity Financial, LLC is a Credit Access Business that arranges loans issued by a third-party lender. Neither OppLoans nor the third-party lender reports payment history to the major credit bureaus: TransUnion, Experian, and Equifax.

Rates and terms vary by state.

If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to help@opploans.com.

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