Skip to main content

 

Managing Debt

Debt is an obligation that can help pay for purchases, such as a home or higher education expenses, at a later date. Debts can be split up into four categories: secured, unsecured, revolving, and installment. An excessive amount of debt can not only be financially stressful, but it can also negatively impact a person's credit rating. Your debt will affect your credit-utilization ratio, which is the amount of money you owe compared with the total amount of available credit. No matter what type of debt you have, it’s important to make on-time payments to stay on good terms with your creditors.

 

Financial Health Guides

contract_delete

Bad Credit Loans

A bad credit loan can help an individual whose credit score isn’t high enough to receive a loan from a traditional financial institution. Read More

rule_folder

No Credit Check Loans

Lenders that offer no-credit-check loans typically don’t look at your traditional credit history, and can be an option for those with bad credit or no credit. Read More

article_shortcut

Installment Loans

There are many forms of credit and financial products, the installment loan is a common one. Read More

demography

Personal Loans

Personal loans come in a variety of shapes and sizes. Here’s a bite-size FAQ to break down the basics. Read More

  • contract_delete

    Bad Credit Loans

    A bad credit loan can help an individual whose credit score isn’t high enough to receive a loan from a traditional financial institution. Read More

  • rule_folder

    No Credit Check Loans

    Lenders that offer no-credit-check loans typically don’t look at your traditional credit history, and can be an option for those with bad credit or no credit. Read More

  • article_shortcut

    Installment Loans

    There are many forms of credit and financial products, the installment loan is a common one. Read More

  • demography

    Personal Loans

    Personal loans come in a variety of shapes and sizes. Here’s a bite-size FAQ to break down the basics. Read More

shield

By clicking Continue, you will be taken to an external website that is not operated or managed by OppFi.

Please be advised that you will no longer be subject to, or under the protection of, OppFi's privacy and security policies. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of OppFi. Further, OppFi is not responsible for and does not endorse, guarantee, or monitor content, availability, viewpoints, products, or services that are offered or expressed on external websites.

Continue

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.