Welcome to OppLoans!
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Applying does NOT affect your FICO credit score!²
Applications submitted on this website may be originated by one of several lenders, including: Opportunity Financial LLC, a licensed lender in certain states; or one of our lending partners. All loans originated by our lending partners will be serviced by OppLoans.
NV Residents: The use of high-interest loans services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.
² OppLoans may use credit report information provided by Clarity Services and Experian as part of the application process to determine your creditworthiness. Neither credit inquiry will appear as a hard credit inquiry on your Experian credit report and therefore they will not affect your FICO score.
³ Testimonials reflect the individual’s opinion and may not be illustrative of all individual experiences with OppLoans. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Check loan reviews.
Loan Eligibility criteria: To qualify, a borrower must be: (i) a U.S. citizen or permanent resident; (ii) reached the age of majority in your state; (iii) reside in a state where Opportunity Financial LLC, or one of our lending partners offers credit products; (iv) have direct deposit; (v) meet income requirements; and, (vi) meet verification standards. This information is current as of and is subject to change. This offer is not guaranteed if you no longer meet the credit criteria used to screen you for this offer or your application does not meet additional criteria bearing on creditworthiness.
Installment loan amounts typically range from $500 to $4,000. APR ranges from 59% to 160%. Installment loan lengths range from 9 to 18 months. Example: A $2,000 installment loan repayable in 9 monthly payments would have an APR of 160% and monthly payments of $394.58 Rates and terms vary by state. This is an expensive form of credit and you should determine whether our product(s) meets your financial needs
Loans are not available to applicants listed as Covered Borrowers in the Military Lending Act, which includes qualifying active duty servicemembers and their dependents.
USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at (800) 990-9130, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to email@example.com.