Ian Atkins, Analyst and staff writer at Fit Small Business.

“Credit scores are important because they are a quick summary of your creditworthiness. It is the first impression you make on a lender whether you’re applying for a personal credit card, auto financing, a mortgage, or a small business loan. A bad credit score will close a lot of doors to you.”


Katie Ross, Education and Development Manager for American Consumer Credit Counseling.

“A credit score is the quickest way for a potential creditor to assess an individual’s level of risk as a borrower. It is a numerical representation of a consumer’s credit history that is easier to interpret than all of the info on a credit report.”


David Hosterman, credit and financial expert with Castle & Cooke Mortgage LLC.

“Credit is an extremely important thing and maintaining a good credit score can sometimes be tough but it is critical to do so. Customers with bad credit can have trouble financing a home, renting a home, obtaining credit cards, car loans, student loans, and more.” 

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