Image Data Source:
*Image Data Source: Irby, LaToya. “The Difference Between Revolving and Non-Revolving Credit.” The Balance. N.p., n.d. Web. 08 Mar. 2017. <>.

Who Offers Credit Cards?

Credit card companies, banks and other financial institutions issue and manage their own credit cards.

The biggest credit card companies are Chase, Bank of America, Wells Fargo and US Bank (though there are many, many others). Many popular brick-and-mortar and online retailers (like Best Buy, Amazon, Macy’s, and others) also offer their own credit cards which frequently come with in-store benefits like points, discounts and special offers for frequent users.

Credit card companies profit from credit card usage because customers pay interest, various fees, and they help establish relationships with customers who can then be sold other financial products.3

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