So, What is Your Credit SCORE, Anyway?

You did it! You took the plunge and downloaded or printed out your credit report. Nice job! Now as you can see, your credit report is a thorough document with lots of information. You probably want to know the bottom line: Are you in good credit shape or not?

Well, you’re in luck, because there is a simple and easy way to find out. It’s called your FICO credit score. And your credit score is one helpful number. This number represents your credit “grade” (it describes how well you use credit and pay your debts).

So, let’s find yours now. Most credit reports do NOT contain your credit score, but there are simple and easy ways to get yours.

To learn your credit score, you can:

  • Check your credit card statement. Many of the major credit card companies offer your credit score on your monthly statement which you can usually access online.
  • Buy your score directly at MyFico.com.
  • Get your “free” credit score from subscription sites like FreeCreditScore.com or Credit.com, (“Free” can sometimes mean signing up for a monthly subscription that includes a free trial period. Always make sure you understand what you’re signing up for.)

Once you decide how you want to get your score, go ahead and do it. You’ll be glad you did.


Go for it!

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