Here at OppLoans, our customers always come first and our focus remains on providing the high level of service you expect from us. As the COVID-19 situation is impacting our nation, care for our families, selves and communities are priority, and we are encouraging our customers and employees to do the same.


We’re here for our customers both online and by phone

The safest place for our community right now is at home, and many of us are being asked to shelter in place. Our employees are currently working remotely to ensure their safety while maintaining our best-in-class customer service to our customers. We are confident in our operations and ability to remain business as usual during this time. You can always check your account or make payments online or contact us at (800) 990-9130 or via email at


Longer than normal check processing times

We are committed to making certain that customers do not experience interruptions in our services.  However, due to external factors, you may experience a delay in the processing of paper check payments and OppLoans communications received by mail.  If this delay occurs, we will work with you to ensure limited disruptions to the best of our ability.


We can help if you can’t make a payment

If you’ve been impacted by COVID-19 and can’t make your regular payment, please contact us at (800) 990-9130.

Find local COVID-19 resources

Find a local nonprofit and government resources through our partner SpringFour.


  • Emergency food assistance, such as school lunch substitutes and government food benefit programs.
  • Financial health and recovery, such as government benefits and ways to save on utilities and expenses
  • Health guidance from the Center for Disease Control (CDC) and others.


We’re here for you

The safety and well-being of our customers and employees are top priority. We are dedicated to doing our part to support you in the way you deserve.

Looking for Ways to Increase Income?

Earn additional income with jobs that are in demand

If your job has been impacted by the COVID-19 or if you’re looking for more ways to make more money, our partner Steady is here to help. Download their free app here

and you can quickly find listings for part-time and hourly jobs that fit your schedule like food delivery and work from home opportunities.

Disclosure: Some of the offers that appear on this site are from third party advertisers from which OppLoans receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear).We strive to provide a wide range of resources on our website for consumers, but these resources do not represent all financial resource companies or products.

Please see below for additional resources on ways to stay healthy and avoid scams.

Tips to Stay HealthyBeware of Potential Cyber Scams
We encourage our clients to follow preventative guidelines established by the CDC.Be vigilant about your health and finances. Review the ways you can secure your personal and financial information.
Visit the CDC website.Visit the Department of Homeland Security Covid-19 scams page.


© 2020 Opportunity Financial, LLC. All Rights Reserved. Use of Opportunity Financial, LLC is subject to our Terms of Use and Privacy Policy.

California Disclosures and Privacy Policy | California Consumers can opt-out of the sale of personal information by clicking Do Not Sell My Info.

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Applications submitted on this website may be originated by one of several lenders, including: Opportunity Financial LLC, a licensed lender in certain states; or one of our lending partners. All loans originated by our lending partners will be serviced by OppLoans.

DE residents: Opportunity Financial, LLC is licensed by the Delaware State Bank Commissioner, License No. 013016, expiring December 31, 2020.

NM Residents: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website

NV Residents: The use of high-interest loans services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

1 Subject to credit approval and verification. Actual approved loan amount and terms are dependent on standard underwriting guidelines and credit policies. Funds are typically deposited via ACH for delivery for next business day if verification is completed and final approval occurs before 7:30 PM ET, Monday-Friday. Availability of the funds is dependent on how quickly your bank processes the transaction.

2 OppLoans performs no credit checks through the three major credit bureaus Experian, Equifax, or TransUnion. Applicants’ credit scores are provided by Clarity Services, Inc., a credit reporting agency.

3 Testimonials reflect the individual's opinion and may not be illustrative of all individual experiences with OppLoans. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Check loan reviews.

4 Rates and terms vary by state. This is an expensive form of credit and you should determine whether our product(s) meets your financial needs.

5 According to the Consumer Federation America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums, and carry an average annual percentage rate (APR) of 400%. The maximum APR for a loan offered through and serviced by OppLoans is 199% and loan sizes range from $500 to $5,000.

† OppLoans reports customer payment history to the three major credit bureaus. On-time payments may improve credit score. Credit reporting not available for Texas customers.


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to

Our Commitment to Accessibility

Opportunity Financial, LLC is committed to making our website's content accessible and user friendly to everyone. If you are having difficulty viewing or navigating the content on this website, or notice any content, feature, or functionality that you believe is not fully accessible to people with disabilities, please call our Customer Service team at (855) 408-5000 or email our team at with “Disabled Access” in the subject line and provide a description of the specific feature you feel is not fully accessible or a suggestion for improvement. We take your feedback seriously and will consider it as we evaluate ways to accommodate all of our customers and our overall accessibility policies. Additionally, while we do not control such vendors, we strongly encourage vendors of third-party digital content to provide content that is accessible and user friendly.

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.