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Who We Help

Too many Americans are living without savings or access to credit.

Americans need access to credit.


of American families experience financial emergencies a few times a year.*


of U.S. adults don't have savings to cover a $1,000 unplanned expense.

Who is locked out from traditional credit?


have been denied a line of credit or bank product.*


have been denied a personal loan in the past year.*

What do you do when you don’t have enough money?

How OppLoans helps

The OppLoans TurnUp Program

The OppLoans TurnUp referral program helps credit-challenged consumers find more affordable small-dollar loan options even if it isn't with us.

For customers who opt-in, we check the market voluntarily on behalf of applicants with approximately 15 near-prime lenders before presenting options through OppLoans' platform.

We are committed to helping the tens of millions of middle-income consumers who are turned away by traditional providers build their credit history and embark on a better financial path.

OppLoans empowers everyday consumers to rebuild financial health through facilitating credit access, enabling savings, and building wealth

Available Resources

school Financial Education

location_on Local Resources

article Guides, Blogs, eBooks

© 2023 Opportunity Financial, LLC. All Rights Reserved. Use of Opportunity Financial, LLC is subject to our Terms of Use and Privacy Policy.

California Disclosures and Privacy Policy | California Consumers can opt-out of the sale of personal information by clicking Do Not Sell My Personal Information.

Applications submitted on OppLoans' website will be originated by one of our lending partners. All loans originated by our lending partners will be serviced by OppLoans.


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at (800) 990-9130, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.